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Can a creditor or collection agency levy your spouses account if it was before we were married and I'm not on Her account?
Wiki User
∙ 15y ago
I believe so - When you get married you assume all the debts.
Wiki User
∙ 15y ago
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Are you responsible for spouses debt if not a joint account and are still married?
It depends on where you live. Laws vary across states and countries.
Can you deny your spouse access to your bank account?
You can deny your spouse access to your bank account if the bank account isn't marital property. Different states have different laws specifying how long you have to be married to have marital property. Banks will often give information to spouses, even if they aren't on the account.
In Nevada do you inherit your spouses debt when you get married?
yes
How many years do you have to be married to receive the spouses 401k?
WOW...
After divorce are you liable for credit card debt in your wife's name only incurred while married?
In a community property state both spouses are equally responsible for debts. The rest of the states consider only the account holder responsible. A few states have laws referring to debts that are considered necessities being chargeable to both spouses. These laws are vague and seldom enforceable, creditors sometimes cite them in an attempt to get the non-debtor spouses to pay.
Are you responsible for a spouses debt if not a joint account and are still married in the state of nc?
Yes
Can a creditor seize joint bank accounts?
Usually this is possible. When a bank account held jointly is levied, the account is generally "frozen" by the court until the non debtor account holder(s) is given a chance to submit proof as to their share of the funds. The exception is, in a few states married couples can hold an account in Tenancy By The Entirety. Under such circumstances the account is only subject to levy if both spouses are named debtors.
Are you responsible for spouses debt if not a joint account and are still married?
It depends on where you live. Laws vary across states and countries.
What is the possibility of being sued by Capital One for defaulted credit card accounts of 6000 and 4500 when the card's are in the wife's name only?
Creditors use lawsuits as a last resort, but Capital One is a creditor that uses aggressive collection procedures and does sue the debtor when there are no other options available. If the married couple live in a community property state, both spouses can usually be held responsible for the debt regardless of which one is the actual account holder. If the married couple do not live in a community property state, only the account holder is responsible for the debt and is the one who would be sued. In states that are not deemed Tenancy By The Entirety, marital assets such as bank accounts can be subject to creditor attachment by a lawsuit judgment.
Can spouses sign each others checks if they are still legally married?
It depends entirely upon whether or not they are still signatory to the account in question.
Can a creditor garnish your spouses wages for medical bills in Indiana?
If you were married at the date of service for a necessary bill and are found unable to pay and yet the spouse has the ability to pay then Yes the spouse can be held responsible.
What are the Penalties for fraud on a wife using her husband's debit card?
If it is a joint account I would say none. You are married and spouses share things in a marrige.
Can a creditor harass you about your spouses delinquent account?
A creditor is unable to harass for any debt. They can face penalty for doing so. read the FDCPA, it has helped me understand a little better what is and is not permitted to be done by debt collectors. There may be a difference between creditors and debt collectors; check and see. Hope this helps
Does pa law allow checking account garnishment?
Yes, it does. A garnishment can occur only where the creditor has obtained a judgment against you in a court of law. After the judgment is entered, the creditor can garnish your bank account if it knows where you bank. There are some exceptions to this, in that bank account that is jointly owned by husband and wife cannot be garnished, unless the judgment is against both spouses. The second exception is where the funds in the account are traceable to Social Security benefits. For more answers to similar questions on PA laws, please visit my website at www.gregartim.com
Can you deny your spouse access to your bank account?
You can deny your spouse access to your bank account if the bank account isn't marital property. Different states have different laws specifying how long you have to be married to have marital property. Banks will often give information to spouses, even if they aren't on the account.
If the primary creditor defaults on credit card will the secondary's credit rating be affected if they're not spouses?
Credit scores are kept separate, unless the account in default is a joint account. However, if you are a co-signer you will be contacted about the debt. If you are unable to pay or cannot negotiate a settlement. It will turn up on your credit report.
In Nevada do you inherit your spouses debt when you get married?
yes
