A collection agency will say or do anything to get you to pay. They will harass you, your family, and your co-workers. It doesn't matter whether you actually owe the debt or not as far as they are concerned.
Many people will pay bills when they are not really liable just to get them to stop. That is why they continue their often illegal tactics.
It would be very unusual for them to sue over 1200. However the negative report will stay on your credit for seven years. If you do decide to pay try to get a written agreement that they will remove any negative report.
The answer depends entirely on what the loan authors suggest as a time period to pay. You may negotiate however for an extended time period but this more into human ethics and is more or less irrelevant.
They won't reduce your debt. However, If you're in difficulties, credit card companies would rather negotiate a lower payment rate over a longer period - than default your account. They would normally try to help a customer than go down the legal recovery route.
If you have good credit, you can apply for a balance transfer credit card with a 0% intro period so you can save on interest for up to a year and a half. You can also work with a debt settlement company to help you negotiate with your lenders to pay off your debt for less than you owe.
To obtain a principal reduction modification on a mortgage loan, you typically need to demonstrate financial hardship to your lender, submit a formal application with supporting documents, and work with the lender to negotiate a reduced principal amount on the loan. This process may involve a review of your financial situation, a possible trial period, and final approval from the lender.
It's a time period defined in a real estate contract (in residential contracts usually somewhere around 10 days) during which the buyer can back out of a binding agreement for whatever reason without any penalties like e.g. losing the earnest money. The due diligence period is especially important in buyer beware states because the buyer has to verify and check everything important to him prior to finalizing the purchase of a home. Typically, during this period the buyer will have a home inspection done, a pest inspection, a radon inspection, a survey etc. depending on what is important to know. If e.g. a home inspection uncovers issues with the property then all negotiations with the seller to fix the issues or reduce the price or whatever else the buyer wants to negotiate have to be concluded prior to the end of the due diligence period. If no agreement can be reached the buyer can terminate the binding agreement, get the earnest money back and walk away.
The period when a muscle is unable to respond to stimuli temporarily is called the refractory period. This period allows the muscle to reset and recover before it can receive and respond to additional stimuli.
The refractory period is when a muscle is temporary unable to respond to stimuli refractory period
NO! Especially in California. It is illegal to threaten you period. My advise is to get a lawyer asap and have them take the case.
Period can be a noun or an adjective. As a noun: She had long periods of depression. As an adjective: He's an avid collector of period furniture.
Period can be a noun or an adjective. As a noun: She had long periods of depression. As an adjective: He's an avid collector of period furniture.
The refractory period for a membrane is the time it takes for the membrane to reset and be able to respond to another stimulus. During this period, the membrane is temporarily unable to respond to additional stimuli. This impacts the ability of the membrane to rapidly and continuously transmit signals, as it needs time to recover before it can respond again.
Absolute refractory period
as much as a collector is willing to pay for it , period
The relative refractory period is the time when a neuron can respond to a stronger stimulus, while the absolute refractory period is when a neuron cannot respond at all. The relative refractory period follows the absolute refractory period and allows for increased neuronal excitability.
The absolute refractory period is a time when a neuron cannot respond to any stimulus, no matter how strong. The relative refractory period is a time when a neuron can respond to a stronger stimulus than usual.
The Relative Refractory Period
Refractory period is the period after a stimulus is given when something needs to recover in a resting state before it can respond to stimulus again. It is a term used in both physiology and psychology.