Title insurance is required in most states. This is not the same as an automobile title. Title insurance is designed to protect the home buyer and the lender. Title companies research public records to determine if a property has liens against it that may put the investor or home buyer at risk.
Since you are both on the loan you are both on the title. You can refinance without them on the loan but would need them to sign the title over or transfer at close.
If there was a Title company involved the Title Company would have collected and made the payoff, if they did not the Insurance Company would be on the hook to pay. If you sold the home to an Investor, without a Settlement Agent ( Title Co.) you are out of luck and most likely would have to make a settlement with the Bank for the mortgage.
how can i find out to whom a house was sold
Title Max is a quick and easy way for people to get a car or house without it having any kind of lien on it. Title Max usually has a lower interest rate than that of a bank.
How do you get out of a second mortgage when the house has been sold on a short sale?
can land be sold without title
In most jurisdictions, transferring the title to a sold house requires a trip to the county court house. The register of deeds or the office equivalent will have an office there. The transfer can be accomplished there.
IF it is YOUR car, yes.
depending on the state you live in and there laws you most likely will be procescuted if you knowingly sold your vehicle without a clear title in your name.
i have a person who sold me a car under bankrupcty, and i need the title . gow can i tell if its still under or not?
It would be risky to do so without having title to the land. If they are going to inherit the land and it doesn't have to be sold for debts, it could be done.
The lien must be paid off and the title must then be signed over to you. You cannot insure and register the car in your name without a title.
Contact the California DMV and file an application for a lost or duplicate title.
No, it is generally not possible to sell a house without the consent of all owners listed on the property title.
You should be able to get that information from your county assessor's office or a local title insurance business. In many cases the title company can simply email to you a copy of the most recent deed for the house.
yes. as long as there is a written receipt stating that the "vehicle was sold AS IS and for PARTS ONLY. Title is non-transferable." or some people like to use the term "NO TITLE".
As a co-owner on the deed, your signature is required along with the other two parties. This sale would not even get through the first phase of a title search without the signatures of all the owners.