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Accounts don't just get 'transferred.' Tradelines and trade lines accounts can be assumed. The distinction is that assumption is bidirectional: an individual must be relieved and forgiven of a debt obligation in order for another to assume it. Transferring implies that someone can just get the pay history put into their name, which is illegal. Account assumption existed way before tradelines, but primary trade lines have still dominated the credit enhancement industry for quite some time, until the credit bureaus started rolling out means of stopping companies from reporting them. Long story short, you can't get the pay history without also accepting the responsibility for an account and making ACTUAL monthly payments on that obligation. Credit bureaus and the governmental entities do not want people buying credit history, so you can't buy the history per se, but you can purchase the opportunity to build new history and inherit the balance history on an account you assume. The most famous company doing this that I know of, from seeing them on Fox News is Assumable Assets out of Kansas City, MO. Their website is http://www.assumableaccounts.com And, as always, proceed with caution in any tradeline or credit related transaction.

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