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Yes you can refinance and in order to secure a California home loan your spouse would have to sign a quitclaim deed, included in the final loan papers,to the affect that they are giving up their rights to the property. Your lender must put their blessing on this as well and your spouse will receive a questionairre from the tax collector asking if she received any funds (a buyout) in exchange for coming off title.
<Ahref="http:www.affordableloansbykevin.com">California home loan</A>
What else can I help you with?
How can I buy I bonds for my spouse?
To buy I bonds for your spouse, you can do so through the TreasuryDirect website by setting up an account and designating your spouse as the owner or co-owner of the bonds. You will need your spouse's social security number and other personal information to complete the purchase.
How can I refinance a car that is currently in someone else's name?
In order to refinance a car that is in someone else's name, you will typically need to have the current owner transfer the title to your name before applying for a new loan. This process may involve the current owner paying off the existing loan, transferring the title to you, and then you can apply for a new loan in your name to refinance the car.
How can one refinance his own house?
There are many ways a home owner can refinance their home. Some easy routes would be to go to their primary bank and checking to see if that option is available.
Is it possible to refinance a car that is registered under someone else's name?
No, it is generally not possible to refinance a car that is registered under someone else's name unless the owner of the car agrees to the refinancing process.
When you refinance a mortgage can you get a refund on title insurance paid on the existing loan either lender's or owner's policies?
In many states, there is a discounted refinance rates for the premium. Ask the title insurance agent who is doing the new Mortgage Policy if you qualify for a discount. There are no discounts that I know of, on an Owner's Policy, since when a new Owner's Policy issued, it means the property and chain of title, has transferred hands.
Did Nat Turner have a spouse?
Yes, but he was separated from her when his first owner died.
Can you remove your separated spouse from your auto insurance in the state of North Carolina?
Not if she is listed as part owner of the vehicle.
In Michigan do you have to help pay for a house that was acquired before marriage if the person will not add you as co-owner or beneficiary?
Yes, if you are on the lending contract and the non-owner spouse is not relieved of the responsibility in the dissolution terms of the marriage. In many cases the stipulation in the divorce decree releasing a spouse from the financial responsibility will not be enough for the lender to do likewise. The spouse who is taking the financial responsbility must refinance the property to have the non-owner spouse legally released from the obligation.
Can primary owner refinance a car loan without consent from co owner?
A primary owner cannot refinance a car loan without consent from the co-owner. Both parties must agree to the action.
What do you do if spouse died and still owes loan on a car?
It depends on your state law. In community property states, if the car was community property, the surviving spouse becomes the owner. In most other states, the surviving spouse and/or any children become the owners as heirs at law. The problem is that you may have to apply to refinance the car loan, which does not pass by intestacy rules. That may require you to file an estate action to become the formal owner of the car, but it may be that the estate is bankrupt under state law. Consult an experienced estate lawyer in your area.
How can I buy I bonds for my spouse?
To buy I bonds for your spouse, you can do so through the TreasuryDirect website by setting up an account and designating your spouse as the owner or co-owner of the bonds. You will need your spouse's social security number and other personal information to complete the purchase.
Can one spouse file bankruptcy on a jointly owned business if the couple is separated and one spouse has left the state?
No, the other spouse/owner will have to be a part of the BK filing or surrender their share of ownership before a BK is possible. Be advised that such action as transferrance, sale or other such is governed under conveyance laws relating to any pre-bankruptcy financial transactions.
When one spouse dies what happens to jointly owned property?
The surviving spouse becomes the sole owner.
How do you refinance a life estate property?
Generally, in order to refinance the property the owner of the property AND the life estate holder must both sign the mortgage. If you are only a life estate holder you cannot refinance the property. A lender will grant a mortgage to the owner of the property only and the life estate holder must sign their consent. See related question link.
How can I refinance a car that is currently in someone else's name?
In order to refinance a car that is in someone else's name, you will typically need to have the current owner transfer the title to your name before applying for a new loan. This process may involve the current owner paying off the existing loan, transferring the title to you, and then you can apply for a new loan in your name to refinance the car.
How can one refinance his own house?
There are many ways a home owner can refinance their home. Some easy routes would be to go to their primary bank and checking to see if that option is available.
Is it possible to refinance a car that is registered under someone else's name?
No, it is generally not possible to refinance a car that is registered under someone else's name unless the owner of the car agrees to the refinancing process.
