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What else can I help you with?
Can your trustee convert your Ch 7 to a Ch 13 if he decides that you will have enough money to make payments on a Ch 13 repayment plan in 10 months?
No. Once a chapter 7 bankruptcy has been discharged it is final.
How long does a dismissed ch 13 stay on a credit report?
A chapter 13 Bankruptcy, dismissed, discharged, or otherwise, stays on your credit report for 7 years from the date it was filed.
What is the difference between ch 7 and ch 13?
Basically a Chapt. 7 BK is the liquidation of debts and the forfeiture by the debtor of non exempt properties. There are certain debts that cannot be discharged in BK. A Chapt. 13 BK allows the debtor to consolidate debts and make arrangements through the court for the repayment of such.
If you have been discharged from ch 7 bankruptcy and now you do not want your SUV if you surrender it how will that look on your credit report?
No worse than the B/K. Take the SUV back to the dealer, call the Lender and tell 'em where it is.
How do you remove a state tax lien which was discharged in Ch 7 bankruptcy 3 years ago?
State statutes govern the execution and/or the lifting of liens against real property. Therefore you will need to consult the laws of your state of residency.
Does a timeshare foreclosure hurt your credit after a bankruptcy has been discharged?
Any foreclosure or bankruptcy affects your credit. And for anywhere from 7 -10 years.
Can your trustee convert your Ch 7 to a Ch 13 if he decides that you will have enough money to make payments on a Ch 13 repayment plan in 10 months?
No. Once a chapter 7 bankruptcy has been discharged it is final.
When is a chapter 7 bankruptcy closed?
It is closed when it is legally discharged by the courts. Usually about 2 months after the 341 meeting for a ch. 7.
Forgot to include a creditor in a chapter 7 it is unsecured will it still be discharged?
No, but you will be protected under the stay for as long as the Ch. 7 is active (not been discharged or dismissed), and you have alotted amount of time to add creditors.
Can ch 7 bankruptcy include school loans?
Govt insured or guaranteed loans can not be discharged in BK of any type.
Can monies in your checking account be seized by anyone if ch 7 hasn't been discharged yet?
Presuming no one has gotten a stay of the bar to collection actions, no.
How long does a dismissed ch 13 stay on a credit report?
A chapter 13 Bankruptcy, dismissed, discharged, or otherwise, stays on your credit report for 7 years from the date it was filed.
What is the difference between ch 7 and ch 13?
Basically a Chapt. 7 BK is the liquidation of debts and the forfeiture by the debtor of non exempt properties. There are certain debts that cannot be discharged in BK. A Chapt. 13 BK allows the debtor to consolidate debts and make arrangements through the court for the repayment of such.
Your husband and you had a ch 13 in 1999 and converted into ch 7 in 2002 discharged in 2003 you need to file ch 7 again in Ca when can you refile Help?
Under the bankruptcy laws effective on October 17, 2005, Chapter 7 cannot be filed unless the debtor was discharged from the previous Chapter 7 or bankruptcy more than eight years ago. The debtor cannot file a Chapter 13 unless: (1) the debtor received a discharge under Chapter 7, 11 or 12 more than four years ago; or (2) the debtor received a discharge under Chapter 13 more than two years ago.
If a bankruptcy was discharged four months ago do you have to turn over your upcoming tax return for the year to your trustee?
No, if your BK (assuming this is a Ch. 7) is discharged, the money is yours. The only time you would have to surrender the refund is if you were expecting a refund during or shortly thereafter from when you originally filed.
If you had a judgment against you and you put it on your Chapter 7 can they keep a judgment on your credit after you are discharged from your Ch 7?
Yes. If the judgment resulted in a lien against property. Even though the judgment will be discharged in the BK. The lien will remain on the property and the item will remain on the CR. Due to the negative effect of a BK, the additional notice of a judgment, is rather insignificant.
If you have been discharged from ch 7 bankruptcy and now you do not want your SUV if you surrender it how will that look on your credit report?
No worse than the B/K. Take the SUV back to the dealer, call the Lender and tell 'em where it is.
