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There are some that have said they were turned down for both loans and jobs due to a negative chexsystems report

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15y ago

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yes there are some banks in Illinois that do not use chexsystems and there are also some that will give those on chexsystems a second chance.


Does blackhawk bank use chexsystems?

Yes, Blackhawk Bank does use a Chexsystems product.


Where can you open a bank account that does not use chexsystems?

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Can you join your new husband's credit union account with your name in Chexsystems but his is not?

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What are the banks in Texas that doesn't have chexsystems?

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What checks does a ChexSystems report run?

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Do subsidized loans affect credit?

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How do you find out if you're in chexsystems?

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How long I've been in chexsystems?

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How does my poor credit and or bankruptcy affect my children getting student loans?

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Will you be removed from ChexSystems even if the balance has not been paid off?

After five years. At least that is how long they kept me in and I paid. It makes no difference if you pay or not. You will still be in Chex systems for at least five years. The only way to get out of chexsystems is to wait the 5 years or file a dispute with either chexsystems or the bank that reported you to chexsystems. There is no guarantee for removal. Paying Chexsystems will NOT remove you. They do however have to make sure their records show that no debt is owed. Chexsystems is a CRA and must adhere to the FCRA. All information on your report MUST be accurate or deleted.