Arizona is a community property state, in general all assets and debts belong to both spouses. It is possible to use the innocent spouse defense if it can be proved that the person did not have any connection whatsoever to the debt(s). If a spouse used even one credit card, they will probabaly be held liable for all the debts.
Perhaps. The extent of liability of a surviving spouse depends upon the laws of the state in which the married couple lived at the time of the person's death and the type of debt(s). Joint accounts/debts are always the responsibility of the surviving spouse. Married couples who reside in community property states are generally equally liable for all debts incurred during the marriage regardless of which spouse is the actual account holder and when a spouse passes away. Two "CP" states have exceptions to the rule, those states are Texas and Wisconsin.
A husband's liability on his wife's credit card account has no bearing on his knowledge of the account. His liability depends upon state law and whether they live in a state with community property statutes. Marital assets and debts belong to both partners under certain states laws. In other states, what is hers is hers and vice versa. This applies to both assets and debts. Even if this particular husband is not liable under the laws of their state; any purchase they attempted jointly in the future would be affected by the debt and the wife's pattern of usage and payment. If you are still married it probably wouldn't have any effect on your liability for debt incurred. If you reside in a community property state, all debts in marriage belong equally to both parties. In other words, not much can be done, unless you choose to charge your spouse with committing forgery/fraud. Your best option is to close the account.
It depends on the state of residency. Married couples who live in community property states are considered to own assets and owe debts jointly. Therefore one spouse can be held liable for the other's credit card debt even though they were not an account holder. There are some exceptions, particularly in the state of WI. (Macky...macky83@juno.com)
Generally speaking, if the husband is not a joint accountholder or an authorized signer, he should not be permitted to withdraw money from his wife's personal account. As long as the wife reports the unauthorized withdrawal within the time frames required by your specific state statute, the bank is liable.
A dead person in any state is not liable for debt. The deceased's estate is responsible for the debts to the extent there are assets in the estate to pay them.
No. Oklahoma is not a community property state.
Until the child has reached age of majority in their state, usually 18.
Secured debts are not dischargeable in bankruptcy. As a co-borrower or co-signer you are equally responsible for the debt even though you do not reside in a CP state.
You would file your claim with the "liable state", Tennessee, but you might ask Arkansas to assist you in collecting the benefits.
Only if they guaranteed the bills or debts. The estate needs to be set up to handle the debts. If there are no assets in the estate, it can close the debts.
Arizona is a community property state, in general all assets and debts belong to both spouses. It is possible to use the innocent spouse defense if it can be proved that the person did not have any connection whatsoever to the debt(s). If a spouse used even one credit card, they will probabaly be held liable for all the debts.
Perhaps. The extent of liability of a surviving spouse depends upon the laws of the state in which the married couple lived at the time of the person's death and the type of debt(s). Joint accounts/debts are always the responsibility of the surviving spouse. Married couples who reside in community property states are generally equally liable for all debts incurred during the marriage regardless of which spouse is the actual account holder and when a spouse passes away. Two "CP" states have exceptions to the rule, those states are Texas and Wisconsin.
If the husband is not a contractual party to the debt, then no, he is not responsible regardless of what state the debts originate from. If the debts were incurred pre- or post-nuptual, it still does not matter provided the husband is not a contractual party to the debt. If however the husband has any joint assetts with the wife, if the Washington creditor seeks to recover the debt by attaching assetts and discovers them in the state in which she currently resides with the husband, those assetts will be attached and disbursed to the creditors, regardless of whether or not the husband is a contractual party to the debt.
No, you can't. Your ex is protected by the automatic stay during his bankruptcy, and protected by the permanent injunction of the discharge after his bankruptcy is over. No one, not even an ex spouse, can attempt to collect on any discharged debts, it would be illegal, a violation of the court order of his discharge. If you're in a community property state and the debt was incurred DURING the marriage, your are stuck with having to pay it since you are equally liable for marital debts. If his debts were PRE-Marital, then you would NOT be responsible. If you are not in a CP state, and your name was on the debts JOINTLY, then you are still liable for the debts.
No, Virginia is not a community property state. Therefore spouses are solely responsible for their own debts as long as those debts are not incurred jointly.
Arkansas has no state shell.