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Depends on if you really mean "can" or if you mean "should he be allowed to". There are many situations in life where he may have the oppourtunity to view it, such as when you both apply jointly for a mortgage loan, but it might be more difficult if he just wanted to pull your report on his own. Anyone "can" see your credit report if they have a legal purpose for viewing it or if they have enough information to obtain it without your consent. For example, if your husband works for VISA and you apply for a card with his department, he can likely view your report. He may violate company rules due to your relationship and privacey codes, but he could do it. If he has enough of your personal information he could order your report online posing as you. You report is yours and only yours. No one should be allowed to view your report without legal purpose or your permission.
What else can I help you with?
If a credit card in husbands name only and has late payments does it affect wifes credit?
No, if the wife is not an authorized user on the credit card then it does not affect the wife's credit report. So the late payment will only be on the husband credit report.
How do you find out if your husband's debt is in your name as well?
Check your credit report at www.annualcreditreport.com to see what accounts have your name attached. If it isn't listed, your name isn't on the account.
If you have a credit card only in your name will it affect or show on your husbands credit report?
No, only the owner and authorized users of the credit card will be reported on the credit card company to the credit agencies. If your husband is an authorized user on the credit card then it will show up on his credit report.
If the husband owns the credit card and adds his wife to the card and he opens another credit account against that credit card does that affect her credit score?
If the husband adds the wife as a "joint" it will show on her credit report but will most likely not be counted against her if she tried to apply for a loan. If the husband adds the wife as an "authorized user" it will not even show on her credit report because she has no legal obligation to pay the credit card bills, but she has the right to use the card.
If a credit card company says you owe them money but it is not on your credit report do you have to pay?
If it isn't on your credit report, the credit card company still has hopes of you paying it off. When they see that isn't going to happen, you can bet your butt that it WILL be on your credit report.
Can you put your husband's credit report information on your credit report?
no that would be credit fraud and you would go to prison
My husband is incarcerated. can you pull his credit report?
No only he can pull his credit report but him or a creditor with a permissible purpose, if you do and use his info it is considered fraud.
Who has a legal right to check your credit report?
You have the right to see your credit report. If you have asked some person or institution to extend credit to you, they have a right to see your credit report. In many jurisdictions, potential employers may also obtain your credit report. If the police are considering whether you may be a suspect in a criminal investigation, they may also view your credit report.
If a credit card in husbands name only and has late payments does it affect wifes credit?
No, if the wife is not an authorized user on the credit card then it does not affect the wife's credit report. So the late payment will only be on the husband credit report.
How do you find out if your husband's debt is in your name as well?
Check your credit report at www.annualcreditreport.com to see what accounts have your name attached. If it isn't listed, your name isn't on the account.
If you have a credit card only in your name will it affect or show on your husbands credit report?
No, only the owner and authorized users of the credit card will be reported on the credit card company to the credit agencies. If your husband is an authorized user on the credit card then it will show up on his credit report.
Your husband defaulted on his vehicle loan How will it affect your credit report?
if you co-signed on the loan then your credit will be impacted negativly just as his
Should you write a letter to the credit report companies to tell them about your death of your husband?
Yes.
What will credit card companies do if they see a foreclosure turn up on your credit report?
The only thing they can do is not issue you any credit, if they see foreclosure in your credit report. But they won't see it there, they will see it on your credit score. Or they can charge you higher interest rates than other people with better credit scores than yours.
What is the purpose of a free credit report?
The purpose of a free credit report is that the individual can get a report of their credit records. This way they can know what there standing is in terms of credit, and see if they have good credit or bad credit without paying any fees or services.
If the husband owns the credit card and adds his wife to the card and he opens another credit account against that credit card does that affect her credit score?
If the husband adds the wife as a "joint" it will show on her credit report but will most likely not be counted against her if she tried to apply for a loan. If the husband adds the wife as an "authorized user" it will not even show on her credit report because she has no legal obligation to pay the credit card bills, but she has the right to use the card.
How can I receive an instant credit report?
Many smaller companies inquire into credit, but they do not report credit on a monthly basis. On a single-bureau credit report, you'll see the companies that have made a credit inquiry using that particular credit bureau: Experian, Equifax, or Trans Union. (A 3 bureau merged credit report is more appropriate if you want to see companies who have inquired into your credit from all three credit bureaus.)
