No. It is against all merchant agreements to sub-charge their merchant rate. They CAN, however, offer a "cash discount" of 3%(in theory, they would just mark up everything they sell by 3%, and with the cash discount of 3% it would bring it back to regular), and when you pay with a Visa or whichever credit card, include a "cash discount loss". That is the only workaround they can do; still is not ethical though.
Because they charge a higher percent then most when used.
Merchants can now apply fees to credit card transactions and recover some of their own processing costs, VISA and MasterCard recently changed the basic merchant fees regulations and allowed the merchant to apply such fees:
The APR for the United Mileage Plus Visa card is 15.24 percent. However, it should be noted that this card has a 19.24 percent overdraft and cash-advance APR.
Merchants prefer Visa because they are charged less for the transaction than American Express.
In general, merchants are not allowed to pass on the transaction fees charged by Visa or Mastercard directly to customers. This practice, known as "surcharging," is regulated and varies by country and card network rules. Some jurisdictions permit surcharging under specific conditions, while others prohibit it altogether. Merchants should check local laws and card network guidelines before implementing any surcharge policies.
Because they charge a higher percent then most when used.
can i get a list of merchants for the visa home improvement project credit card.
One can apply for a Visa card through online credit agencies and prepaid card merchants. One can also apply for a Visa card through online banks and financial institutions.
A Visa card number is the unique 16-digit number embossed on the front of a Visa card. This is your account number and is needed anytime you want to charge anything to the card.
No.
Yes, Visa cards can be used for payments in Canada at most merchants that accept credit cards.
Merchants can now apply fees to credit card transactions and recover some of their own processing costs, VISA and MasterCard recently changed the basic merchant fees regulations and allowed the merchant to apply such fees:
The APR for the United Mileage Plus Visa card is 15.24 percent. However, it should be noted that this card has a 19.24 percent overdraft and cash-advance APR.
A Visa gift card is not actually accepted everywhere a Visa credit card is accepted. It is a prepaid card which operates like and is accepted as a debit card, not a credit card. While the vast majority of merchants will accept both Visa debit cards and credit cards, if the merchant chooses not to accept debit cards the prepaid Visa card cannot be used.
Merchants prefer Visa because they are charged less for the transaction than American Express.
Yes, you can use your Visa debit card in Canada for transactions at most merchants that accept Visa cards. Just make sure to check with your bank about any potential international transaction fees.
Most of the time, yes, especially if the gift card can be used to buy in a lot of merchants, like a Visa or a mastercard gift card.