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What else can I help you with?
Home Equity Lines of Credit?
In addition to home equity loans, it is now possible to obtain home equity lines of credit that allow you to borrow only the amount you need at any given time, even though you have access to an amount similar to that of a home equity loan. A home equity line of credit is similar to a credit card in terms of how it is used, except that the credit limit is backed by and based upon the equity value of your home. It is even possible to apply for a home equity line of credit from online lenders.
How do you obtain another student loan to supplement your Stafford loan?
Consider obtaining a private loan, also known as an alternative student loan. According to http://www.onesimpleloan.com/private_loans.asp, "Compared to federal student loans, private student loans typically have slightly higher interest rates. However, the interest rates on private student loans are substantially lower than conventional credit products such as personal loans, credit cards and even home equity loans."
What types of home refinance loans are available for no equity needed?
The types of home refinance loans available will depend on the lender and on the borrowers credit history. A borrower with a great credit history will be able to qualify for almost any type of loan even with no equity. However, someone with poor credit will probably not qualify for any. The loans could be fixed or variable rates with terms of 10, 15, 20, or 30 years.
How does one go into refinancing a home equity loan with bad credit?
Even when one had bad credit, it is still possible to refinance a home equity loan. The equity in one's home will help secure financing, as the equity secures the loan. Some lenders even specialize in helping those with bad credit secure refinancing of home equity loans. Before shopping around for loan rates, it's a good idea to first clear up one's credit by paying bills on time, paying more than the minimum payment on debts, paying down credit cards and decreasing one's debt-to-income ratio.
Is it possible to obtain loans with no credit check being undertaken?
It is very rare that a person can get a loan without a credit check and even if it happens, it could be by higher APR rates which may not be worth the whole thing.
Home Equity Lines of Credit?
In addition to home equity loans, it is now possible to obtain home equity lines of credit that allow you to borrow only the amount you need at any given time, even though you have access to an amount similar to that of a home equity loan. A home equity line of credit is similar to a credit card in terms of how it is used, except that the credit limit is backed by and based upon the equity value of your home. It is even possible to apply for a home equity line of credit from online lenders.
How does someone with an adverse credit history obtain loans?
Even with an adverse credit history, one may still be able to obtain loans through various lending associations. Some of these companies include Easy Financial or Fast Access.
How do you obtain another student loan to supplement your Stafford loan?
Consider obtaining a private loan, also known as an alternative student loan. According to http://www.onesimpleloan.com/private_loans.asp, "Compared to federal student loans, private student loans typically have slightly higher interest rates. However, the interest rates on private student loans are substantially lower than conventional credit products such as personal loans, credit cards and even home equity loans."
What types of home refinance loans are available for no equity needed?
The types of home refinance loans available will depend on the lender and on the borrowers credit history. A borrower with a great credit history will be able to qualify for almost any type of loan even with no equity. However, someone with poor credit will probably not qualify for any. The loans could be fixed or variable rates with terms of 10, 15, 20, or 30 years.
What is a no credit check loan?
A no credit check loan is a great option for people with bad credit or even no credit who need to obtain some monetary gain quickly and consolidate debt loans effectively.
Does car dealerships qualify people for car loans?
Some car dealerships qualify people for car loans even if they have bad credit. You can also try to obtain financing through a bank or local credit union.
How does one go into refinancing a home equity loan with bad credit?
Even when one had bad credit, it is still possible to refinance a home equity loan. The equity in one's home will help secure financing, as the equity secures the loan. Some lenders even specialize in helping those with bad credit secure refinancing of home equity loans. Before shopping around for loan rates, it's a good idea to first clear up one's credit by paying bills on time, paying more than the minimum payment on debts, paying down credit cards and decreasing one's debt-to-income ratio.
Is it possible to obtain loans with no credit check being undertaken?
It is very rare that a person can get a loan without a credit check and even if it happens, it could be by higher APR rates which may not be worth the whole thing.
Where can one find guaranteed loans even if one has bad credit?
One can find guaranteed loans even if one has bad credit from several different places. One can find guaranteed loans for those who have bad credit from banks, such as Wells Fargo.
Where can one find equity loans without bad credit from?
You can find equity loans at most major lenders. First place to try is the bank who holds your home loan if you have one. Shop around, compare rates, and don't be afraid to get amounts from several banks. You can even turn them against each other to get the best rate and largest amount you need.
Where can one obtain information pertaining to Wachovia Home Loans?
One can obtain information pertaining to Wachovia Home Loans at Wachovia Home Loans Official website, at some banks, or even at some online blogs about loans.
Is there anyway you can get a loan if your home is paid off and you have no credit?
Yes, it is possible to get a loan even if your home is paid off and you have no credit. Lenders may consider the equity in your home as collateral for a secured loan, such as a home equity line of credit (HELOC) or a home equity loan. Additionally, some lenders may offer alternative financing options for individuals with no credit history, such as considering income, employment stability, or other financial factors. However, the terms may be less favorable than traditional loans.
