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If the spouses name isn't on the account, it's illegal. If the spouse signed your name, it's forgery.

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16y ago

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Definition of checking account?

an account at a bank against which checks can be drawn by the account depositor.


Banking service where a customer can write orders to pay against the money he has available in his account?

checking


How can one save money in an organized and fashionable way?

The easiest way is to set up an automatic debit against your paycheck or checking account at your bank, with a specified amount being automatically taken from your paycheck or checking account and deposited into a savings account.


Can I open a savings account if I have a judgment against me?

Yes, you can open a savings account if a bank allows you to. Usually banks are not as strict with savings accounts as they are with checking accounts.


In Florida can a creditor garnish wages?

In the majority of US states most bank accounts even those that are joint can be levied by a judgment creditor. The determining factor is how the account is established under the existing state laws. Joint marital accounts in states that are held in Tenancy By The Entirety cannot be levied when only one spouse is the debtor.


What are some of the obstacles with getting a bank account with bad credit?

It can be hard to open a checking account if you have had a bankruptcy court judgment or bad credit against you. Some banks like NatWest will let you open a Step Account where they track your record for a period of time, then let you move up to a regular account with checking.


In the State of Michigan can a joint checking account be garnished if only one person on the account has the judgment against them?

In Michigan, a joint checking account can potentially be garnished if one person on the account has a judgment against them. The funds in the account are typically seen as joint property, meaning they can be used to satisfy the debts of any account holder. However, there may be exceptions if the non-debtor can prove that the funds in the account are solely theirs. It is advisable to consult with a legal professional for specific advice regarding your situation.


There is a charge in my checking acount for moneyline express who is moneyline express?

Call your bank for an explanation of charges against your checking account. The number is on your statement. They're waiting for your call. Operators are standing by.


Why do both parties need to be present to open a joint checking account?

When your name appears on a checking account as maker you are accepting liability for overdrafts made on that account which could impact your credit score. My thoughts are that it is an issue about liability. Also the bank wants to be certain that in the event that the account is overdrawn, they are able to collect against you by having your signature on the contract.


Does the bank report it when a person writes a check on a closed checking account?

Yes. Writing a check on a checking account that is closed/inactive is a crime. Customers are not supposed to do that and if they do, the bank can report it and take legal action against the offending customer. The customer can be fined or jailed for doing so.


You and a friend share a checking account. You wrote a check but the account was closed. Can the other person press charges?

As long as you were authorized to write checks, no, the other person has no case to press charges against you.


BF won a judgment against you for a collection The collection company has garnished your checking account you cannot pay bills or anything your account is frozen This is causing you a financial hard?

Sounds like Karma to me.....