No, you cannot apply for a credit card in your husband's name without his signature and consent.
If it is going to be a joint obligation, then they will check your credit status. If both incomes are not needed to qualify for the transaction, the husband could apply in his name only. Therefore only his credit rating would be used.
If a spouse has a credit card in their own name & the other spouse isn't listed on it, bad credit won't affect the second spouse. But, if you both apply for a loan or other credit - the credit bureau will check both parties credit reports.
No, your husband cannot apply for a credit card for his girlfriend. Credit card applications typically require the applicant to provide personal information and financial details, and the applicant must be the individual who will be responsible for the account. Additionally, credit card issuers need to verify the applicant's identity and creditworthiness.
Can you sue your absent husband for not paying a credit card he borrowed money on, the credit card is in my name only?
If the husband adds the wife as a "joint" it will show on her credit report but will most likely not be counted against her if she tried to apply for a loan. If the husband adds the wife as an "authorized user" it will not even show on her credit report because she has no legal obligation to pay the credit card bills, but she has the right to use the card.
If you are married, your husband can definitely apply for a credit card in your name. This is commonly done. Some husbands make their wives as supplement to their credit cards or apply for a separate card. So, the credit card company may not find anything wrong with what your husband did. Not unless, you and your husband are having problems, then if you have a case, better report it first to the proper authority before you approach the credit card company with your complaint or case.
If it is going to be a joint obligation, then they will check your credit status. If both incomes are not needed to qualify for the transaction, the husband could apply in his name only. Therefore only his credit rating would be used.
If a spouse has a credit card in their own name & the other spouse isn't listed on it, bad credit won't affect the second spouse. But, if you both apply for a loan or other credit - the credit bureau will check both parties credit reports.
No, your husband cannot apply for a credit card for his girlfriend. Credit card applications typically require the applicant to provide personal information and financial details, and the applicant must be the individual who will be responsible for the account. Additionally, credit card issuers need to verify the applicant's identity and creditworthiness.
your name,credit history,and license
Can you sue your absent husband for not paying a credit card he borrowed money on, the credit card is in my name only?
No.
It shouldn't affect a mortgage. The mortgage will be based on the credit worthiness, the down payment, the ability to repay the loan of the people who apply for the mortgage.
You have to apply to a court for probate on his estate.
If the husband adds the wife as a "joint" it will show on her credit report but will most likely not be counted against her if she tried to apply for a loan. If the husband adds the wife as an "authorized user" it will not even show on her credit report because she has no legal obligation to pay the credit card bills, but she has the right to use the card.
One can apply for an unsecured credit card for people with bad credit from the following sources: Capital One, Barclaycard rewards mastercard, Orchard bank credit card, to name a few.
No, because you have your own separate credit report.