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Can a spouse have her name placed on your credit cards as a second card holder with out your authorization Can you be held financially liable for her debts in Florida these were not joint accounts?

Under Florida law a spouse cannot be held liable for debt repayment if the debt was not jointly incurred. The issue concerning the second card holder will need to be taken up with the creditor. If the couple were still legally married at the time, the creditor will probably accept the spouse's right to use the account. In which case the account holder will be held liable for all charges pertaining to the account in question.


Do Joint Credit Cards Help Build Good Credit?

Joint credit cards can work both ways. Since the credit card account is placed on both holders' credit accounts, the activity on the card as a whole affects both parties equally. So, if the card is maintained properly, it can help improve credit. However, if one of the card holders abuses the card and ranks up thousands of dollars in debt, it can adversely affect the other holder's credit rating.


How much do i have to put-up in order to have a MasterCard?

Credit Cards are based on your Credit Scoring, which in England you can check for £3.00 through either experian or equifax, although creditexpert.co.uk gives you a 30 day free trial (be sure to cancel after 30 days). It is not based on a sum of money placed into an account because it is a Credit Account, not a Debit account.


What money placed in a bank account called?

Money placed in a bank account is commonly referred to as a deposit. This can include various types of accounts, such as savings accounts, checking accounts, or certificates of deposit (CDs). Deposits typically earn interest, depending on the account type and the bank's policies. Additionally, funds in these accounts are generally insured up to a certain limit by government agencies, providing security for the account holder.


How can you increase your credit score do to late payments?

Yes, you can increase your credit score by removing late payments from your credit report. You can either contact the creditor that placed the late payments and ask on good faith to have them removed. Some creditors will remove them if it is a one time occurrence, but most won't. You can also dispute the late payments to the credit bureaus. Depending on how old the are and how severe, they can come off your credit report. This will most likely remove the whole account thought, but 1 late payments is worse than all the good credit you can get from a good payment history.

Related Questions

How to Verizon phone off the lost list?

The account holder that placed the phone on the lost list must call Verizon Wireless to have it removed.


If an account was charged off and removed from your credit report after 7 years can another company buy the account and place it back on your credit report?

No, it is illegal, and if you are a victim of this, you can have it removed from your credit report by disputing it with the bureaus. After the statute of limitations is up on any trade line, it can not be placed back on your credit report.


How do you know if a levy was placed on your bank account?

The bank should notify the account holder that the account has been levied by a judgment holder. Also, the account holder/judgment debtor should have received a final notice of judgment citing the action the judgment creditor is taking.


Will credit card companies go after a cardholder's live-in partner for payment when the cardholder can't make his payments?

Only if the person were a joint account holder. The account holder is the only person responsible for the debt (exception for married couples in community property states). However, if the parties own joint property, it is possible for a lien to be placed against the debtors share of that property.


How will i receive my money if placed the wrong account number on my income tax?

Resubmit. The money will be removed from the incorrect account by the government and replaced into the correct account.


Can a spouse have her name placed on your credit cards as a second card holder with out your authorization Can you be held financially liable for her debts in Florida these were not joint accounts?

Under Florida law a spouse cannot be held liable for debt repayment if the debt was not jointly incurred. The issue concerning the second card holder will need to be taken up with the creditor. If the couple were still legally married at the time, the creditor will probably accept the spouse's right to use the account. In which case the account holder will be held liable for all charges pertaining to the account in question.


What accounts might be placed first in a proper journal entry?

Typically, the accounts that are credited are placed first in a journal entry, followed by the accounts that are debited. The credit account is listed on the first line with the credit amount, and the debit account is listed below with the debit amount.


Will i establish credit in a joint account?

== {| |- | Joint credit cards can work both ways. Since the credit card account is placed on both holders' credit accounts, the activity on the card as a whole affects both parties equally. So, if the card is maintained properly, it can help improve credit. However, if one of the card holders abuses the card and ranks up thousands of dollars in debt, it can adversely affect the other holder's credit rating. == Yes. Both good and bad. If you screw up, it will affect your partners credit and vice versa. A good idea for married couples is to keep a joint account, but also each of you keep your own individual account. If you are not married and getting a joint account with someone to establish credit, don't do it. You don't need to do this, and shouldn't. |}


Do Joint Credit Cards Help Build Good Credit?

Joint credit cards can work both ways. Since the credit card account is placed on both holders' credit accounts, the activity on the card as a whole affects both parties equally. So, if the card is maintained properly, it can help improve credit. However, if one of the card holders abuses the card and ranks up thousands of dollars in debt, it can adversely affect the other holder's credit rating.


Can you receive payment from an escrow account holder into your bank account?

Only once the escrow has been satisfied... ie: you performed whatever it was that you didn't originally that caused the funds to be placed in escrow.


How much do i have to put-up in order to have a MasterCard?

Credit Cards are based on your Credit Scoring, which in England you can check for £3.00 through either experian or equifax, although creditexpert.co.uk gives you a 30 day free trial (be sure to cancel after 30 days). It is not based on a sum of money placed into an account because it is a Credit Account, not a Debit account.


Is there any way to remove 4-year old late payments from your credit report?

AnswerLate payments can only be removed by the creditor who placed them on there or the credit bureau reporting them. You can contact the creditor and based on goodwill or negotiated a payment, they will sometimes remove the late payments. You can ask for verification from the credit bureaus on them and if they aren't verified with in 30 days, they must be removed from your credit report.