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yes- better to dispute it via the credit bureau companies however as if the creditor refuses to respond within a certain time frame it will have to be removed

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17y ago

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Related Questions

Can a debt collector remove negative information from my credit report?

No, a debt collector cannot remove negative information from your credit report. Only the credit reporting agencies or the original creditor can remove or update information on your credit report.


Can you request a debt collector to remove an entry from your credit report?

Yes, you can request a debt collector to remove an entry from your credit report, but they are not obligated to do so. You can try negotiating with them or disputing the entry with the credit bureaus.


How can I remove a debt collector from my credit report?

To remove a debt collector from your credit report, you can dispute the debt with the credit bureaus if you believe it is inaccurate or outdated. You can also negotiate a pay-for-delete agreement with the debt collector to have the negative information removed in exchange for payment.


How many years will derogatory marks stay on your credit report?

Derogatory marks such as late payments, foreclosures, or collections typically stay on your credit report for 7 years. Bankruptcies can remain on your credit report for up to 10 years.


When an item goes off your credit report does your credit score increase?

When a derogatory item is removed from your credit report, them yes, your score increases. If you have a credit account with no derogatory items (late payments) and you close it, then your score is likely to decrease.


Collector effect credit report?

if you owe bank and is in the processes of paying them back but they have not yet sent a notice to the collector debt. Does it show up on your credit report


How to instantly clean credit?

There is nothing one can do to remove derogatory information from a credit report unless the info is invalid and the consumer has substantiating evidence to prove the claim. A credit repair agency that claims they can clear a credit report of all derogatory data regardless of the nature, is making false and possibly illegal claims. Some will suggest the consumer obtain or use another SSN, not advisable under any circumstances.


Can a collection agency remove debt from my credit report?

No, a collection agency cannot remove debt from your credit report. Only the credit bureaus or the original creditor can remove the debt from your credit report.


Can collection agencies remove items from your credit report?

No, collection agencies cannot remove items from your credit report. Only the credit bureaus or the original creditor can remove negative items from your credit report.


If you file bankruptcy will that remove a charge off report from a credit card?

Filing bankruptcy does not remove a charge off report from a credit card on your credit report. It just adds bankruptcy to your credit report.


How do small businesses report clients to the credit bureau?

Consult with a debt collector. They have the legal qualifications to report to credit reporting agencies.


Will a short sale ruin my credit score?

Yes, a short sale can negatively impact your credit score as it is considered a derogatory mark on your credit report.