no
Negotiable instruments may only ever be endorsed by the payee (ie. the person who can cash it), but many countries provide that cashier's checks are not endorsable.
An endorsed check is not the same as cash, but it can be treated like cash once it is endorsed. When you endorse a check by signing it on the back, you authorize it to be cashed or deposited. However, the funds are not immediately available like cash; they must still clear through the banking system. Therefore, while an endorsed check can be converted to cash, it does not have the same instant liquidity.
The check was not endorsed because the recipient did not sign the back of it, which is required to deposit or cash it.
any time only to take yhe cash...
You cannot cash a check that is not in your name online. The check must be endorsed by the payee and deposited into their own bank account.
RECEIVABLE
An endorsed check is a check that was written to someone without a checking account, or someone who could not deposit the check, that has been signed by that person so that someone else can deposit it for them.
Negotiable instruments may only ever be endorsed by the payee (ie. the person who can cash it), but many countries provide that cashier's checks are not endorsable.
At the bank that you use
No. Cash is actual bank notes/coins.
The check was not endorsed because the recipient did not sign the back of it, which is required to deposit or cash it.
No, obviously.
It needs to be endorsed by both you and the bank. If you try to cash a cheque made out to someone else without his/her endorsement you can be imprisoned for forgery.
any time only to take yhe cash...
You cannot cash a check that is not in your name online. The check must be endorsed by the payee and deposited into their own bank account.
Take it to the bank whose address appears on the check (as the issuing bank) and see if a teller will cash it for you.
To cash a cashiers check if you have no account and the check is from out of state, you need to go to a business that specializes in cashing checks. You don't need an account there, and it shouldn't matter if a cashier's check is from out of state, since that type of check guarantees the funds. You can also go to a local branch of the bank that issued the cashier's check and cash it, if there is one near you.