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No, there is no way to check if your name is blacklisted at a given financial institutions as there is no such thing as blacklisting in the banking business.

Rather, most banks keep detailed records of how customers perform, especially those whom do not pay, making the bank either (1) go after the individual for payment or (2) write-off the loan. If a customer has defaulted in the past, the bank is unlikely to grant them credit or provide them with anything putting the bank's capital at risk.

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Banks etc are in the business of providing services. There is a separate industry used by banks and other business regarding the credit worthiness/history of individual customers. This industry is called a Credit Rating Service and the companies providing this service (all round the world) gather history relating to the debt load, payment history, Court judgements, bankruptcy etc. of individuals.

Banks and other business dealing with individuals will then purchase information about individuals from these Credit Rating agencies before doing business with any individual.

Therefore if business will not deal with you, it is not because THEY are blacklisting you, it is because your credit history (held by the Credit Rating Service companies) is bad.

In most countries you have a rite to ask for and see your credit history (from these companies) and to challenge and change any FACTUAL mistakes.

Thus if you have a bad credit history it will be visible to ALL banks.

To help you I include a link below to a UK Credit rating company, look for a similar service in your home country.

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13y ago

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