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What a credit score of 602 mean?
I have a score of 602...it's means your credit isn't poor & it's not all that good either. I guess you can say that it's "fair". As long as you don't max out your credit cards & keep them @ 35% of the credit limit & make your payments (more than minimum, if possible) on time then you should see your scores improving over the next couple of months. Also, try not to apply for too many things because the more inquiries you have, the more it'll lower your credit score.
Is a 602 fico credit score bad?
Yes. You probably have high balances and don't pay your bills on time. The best thing to do is probably try to reduce your balances and to pay on time. It's better to pay earlier, instead of waiting for the due date since interest is charged daily. And make sure you make a payment on each statement because if you make two payments on one bill, thinking the other payment was for the other bill, it will be consider a late payment.
How can I get removed from ChexSystems?
There is no for sure way to get removal from chexsystems. Chexsystems is a CRA.Here is the way the process works:CHEXSYSTEMSStep1. INITIAL DISPUTE LETTERChexsystems has 30 days from the date they sign for the letter to respond.NOTE: If you got your report by requesting a free annual report, then the law extends the dispute notification period to 45 days. After getting your letter they must:1) Confirm that they contacted someone to verify the information. -The disputed information then stays in your report.2) Confirm that they could not verify the information. -The information is deleted from your report. -You receive an updated report (minus the disputed info).Step2. NO RESPONSE TO DISPUTE LETTER -You Send a Demand for Removal letter because they did not respond. -No response means they did not confirm. Therefore, the information must be removed.**3. DISPUTED INFORMATION NOT DELETED -You send a Procedural Request letter. If they say they confirmed the information, the law gives you the right to then verify how they confirmed. They must send the Address, and Telephone Number of theindividual or business they contacted within 15 days, so that you can confirm it.**4. LEGAL ACTION-Before pursuing legal action, you have to build a "case". You should be able to prove there was an error, you notified them, - but they did not correct it. You want to also show their failure to remedy the situation has harmed you financially (unable to open an account, etc.).-If you applied for an account and were declined based on the information, that provides additional documentation. Fines, etc. are outlined in the Fair Credit Reporting Act. Most state law conforms to the FCRA, but there may be a state law where you live that outlines specific remedies.State Laws: http://www.privacyrights.org/fs/fs27plus.htmFCRA: http://www.ftc.gov/os/statutes/fcra.htmTHE REPORTING BANK1. Has the bank made a reporting error? The law requires banks to report information that is 100% accurate. -If so, you send a Demand for Removal letter to a bank manager or executive, notifying them of their FCRA violation. -Examples: Incorrect name, SSN, address, dollar amounts, date of last activity, date account first became negative.**NOTE: Chexsystems allows the vague "NSF" and "ABUSE" flags because they are harder to dispute and remove. There are no clear standards for what is considered NSF or ABUSE. They can mean anything a bank wants them to.What proof do they have to flag an account NSF or ABUSE?2. Do the facts support filing a complaint with the agency in your state that regulates and handles banking? You can get the agency information by calling the clerk in your state attorney general's office. Will the complaint hold, or is there any statement in the account agreement you signed when you opened the account that will protect the bank?As far as getting removed....I would suggest you read the info belowand see if it can be a help to you.This is the information needed before recommending a Chexsystems dispute:1) What does your Chexsystems report say . . . does it indicate a specific dollar amount is owed, or does it list NSF Activity, Account Abuse, etc. ** The objective is to catch them reporting incorrect information or an inaccurate amount. If the report says NSF Activity or Abuse, was there a negative balance on the account? Has it been paid?2) When was the entry added to your Chexsystems report? If the account became negative - when was the first month it was negative? What month was it closed and when did the bank report it to Chexsystems? **This helps determine when the five year clock should start ticking - and when the account should have been reported by the bank.Again, you are looking for any type of inaccuracy you can hold them accountable for. The FCRA specifies that only accurate information can be reported, and it provides a time requirement for reporting negative information. Banks cannot wait and report negative accounts when they want to.3) Did you receive a collection notice from Chexsystems? **THIS IS VERY IMPORTANT! If you receive a collection notice, then it is different. Chexsystems then must adhere to the Fair Debt Collection Practices Act. The FDCPA says they MUST validate -- provide a full account history of all statements, signature forms, etc.4) Were you the primary account holder? **If not, did you ever sign a signature form or use the account? Yes Chexsystems is subject to the same rules/regulations as set forth by the FCRA. You should first "dispute" the item with Chexsystems and if it comes back "verified" within the 30 day time frame, you should request "validation" of the debt. BE SPECIFIC if you request validation.Ask for original copies of your signature, etc. If you don't , they will send you some bogus documents and call it validated and then call it a day. Most people on here have dug their own grave with the reporting bank, and are hoping the bank does not verify the chexsystems item within the allotted time frame. This can and does happen. Especially if you are dealing with a BIG bank (BofA, Wells Fargo).There are several methods you can use for deletion. Some go for the method that essentially catches Chexsystems in a FCRA violation. Often times they use the "violation" as leverage for deletion.Another avenue to go if you can't get your item removed. Being listed in Chexsystems SEVERELY (if not completely) restricts your banking abilities. They can be held liable for multiple FCRA violations if the information they have on you is not correct..the information must be 100% correct.To dispute write to:Mail: Chex Systems, Inc.7805 Hudson Road, Suite 100Woodbury, MN 55125 Phone: By phone at 800-428-9623 or fax at 602-659-2197 If the reinvestigation does not resolve your dispute, you are entitled to request a brief statement be added to your consumer file outlining the nature of your dispute.
First 50 scheduled urban coop banks?
1 Ahmedabad Ahmedabad Mercantile Co-Op Bank Ltd. AMCO House,Near Stadium Circle, Navrangpura,Ahmedabad- 380 009,Gujarat. Scheduled 2 Ahmedabad Kalupur Commercial Coop.Bank Ltd. Kalupur Bank Bhavan Income TaxCircl,Ashram Road, Kalupur.,Ahmedabad. 380 014. Gujarat. Scheduled 3 Ahmedabad Madhavpura Mercantile Co-Op Bank Ltd. Nawa Madhavpura,,Ahmedabad-380 001,,Dist- Ahmedabad,Gujarat. Scheduled 4 Ahmedabad Mehsana Urban Co-Op Bank Ltd. Mehsana -384 002,Dist-Mehsana,,Gujarat. Scheduled 5 Ahmedabad Nutan Nagarik Sahakari Bank Ltd., Ahmedabad Opp.Samartheshwar Mahadev,Near Law Garden, Ellisbridge,,Ahmedabad - 380 006 (Gujarat) Scheduled 6 Ahmedabad Rajkot Nagrik Sahakari Bank Ltd. Nagrik Bhavan,,Rajkot-360 001,,Dist-Rajkot,Gujarat. Scheduled 7 Ahmedabad Sardar Bhiladwala Pardi Peoples Coop Bank Ltd. Pardi-396 125.,Dist Bulsar.,Gujarat. Scheduled 8 Ahmedabad Surat Peoples Coop Bank Ltd. Vasudhara P.B.No.295,,Parsi Sheri,Navapura,,Surat- 395003,Gujarat. Scheduled 9 Bangalore Amanath Co-operative Bank Ltd., Bangalore Amanath House, 43, Hospital Road , Shivajinagar, BangaloreBangalore Urban District, Karnataka560001 Scheduled 10 Hyderabad Andhra Pradesh Mahesh Co-Op Urban Bank Ltd. 5-3-989, IIIrd floor, Sherza Estate, Nizamsahi Road, Hyderabad - 500095, Andhra Pradesh Scheduled 11 Hyderabad Charminar Coop.Urban Bank Ltd. Administrative office, 5-9-3, 1st Floor, Opp. A.P. Assembly Hall, Saifabad, Hyderabad-500002, AP Scheduled 12 Hyderabad Vasavi Coop Urban Bank LImited. 16-2-705/9/11,Malakpet,,Hyderabad-500 036.,Dist-Hyderabad. Andhra Pradesh. Scheduled 13 Lucknow Indian Mercantile Co-op Bank Ltd. 26-A Cantt.Road, Lucknow - 226001 (U.P.) Scheduled 14 Mumbai Kallappanna Awade Ichalkaranji Janata Sahakari Bank Ltd. "Janata Bank Bhavan", Main Road, Ichalkaranji (Tal. : Hatkanangale )-416 115. Scheduled 15 Mumbai Abhyudaya Co-operative Bank Ltd. K.K. Towers, Abhyudaya Bank Lane, G.D. Ambedkar Marg, Parel Village, Mumbai 400 012 Scheduled 16 Mumbai Bassein Catholic Co-operative Bank Limited. Catholic Bank Building, Papdy, P.O.Papdy, Tal. Vasai-401 207 Scheduled 17 Mumbai Bharat Co-operative Bank (Mumbai) Ltd. Mohan Terrece 64/72,Modi Street,,Fort,Bombay 400001,Maharashtra. Scheduled 18 Mumbai Bharati Sahakari Bank Limited. Bharati Vidhyapeeth Bhavan, 13, Lal Bahadur Shastri Road, Pune 411 030. Scheduled 19 Mumbai Bombay Mercantile Co-operative Bank Limited. Zain Rangoonwala Bldg.,78, Mohammed Ali Road,Mumbai- 400 003 Scheduled 20 Mumbai Citizen Credit Co-operative Bank Ltd., Dadar Regd Office: Helena,57,Mt.Carmel Road, Bandra (West),Mumbai - 400 050 Scheduled 21 Mumbai Cosmos Co-operative Urban Bank Ltd. 269/70, Shaniwar Peth, "Cosmos Heights", Pune-411030. Scheduled 22 Mumbai Dombivli Nagari Sahakari Bank Ltd. "Madhukunj", Plot No.P/52, MIDC Phase II, Kalyan Shil Rd., Sonarpada, Dombivili (East)-421 204 Scheduled 23 Mumbai Goa Urban Co-operative Bank Limited. P.B.No.135, Doctor Atmaram,,Borkar Road,Panji 403 001,,Dist North Goa, Goa. Scheduled 24 Mumbai Greater Bombay Co-operative Bank Limited. 3rd floor, Baldota Bhavan, 117,M.K.Marg, Churchgate, Mumbai- 400 020 Scheduled 25 Mumbai Jalgaon Janata Sahakari Bank Ltd. 117/119, "Seva", Navi Peth, Jalgaon-425 001 Scheduled 26 Mumbai Janakalyan Sahakari Bank Ltd., Bombay 140,"Vivek Darshan" Sindhi Society,Opp Bhakti Bhavan Chembur,Bombay 400 071 Scheduled 27 Mumbai Janalaxmi Co-operative Bank Ltd. "Samruddhi", Gadkari Chowk,Old Agra Road, Near Kalika Mandir, Nashik 422 002.Maharashtra. Scheduled 28 Mumbai Janata Sahakari Bank Ltd., Pune 1444,Shukrwar Peth,,Thorle Bajirao road,,Pune- 411 002. Scheduled List of Scheduled Urban Co operative Banks in India - As on March 31, 2009 29 Mumbai Kalyan Janata Sahakari Bank Ltd., Kalyan "Niharika", Opp. Railway Station, Station Road, Kalyan-421 301 Scheduled 30 Mumbai Karad Urban Co-operative Bank Ltd. 516/2, Shaniwar Peth, Karad-415110 Scheduled 31 Mumbai Mahanagar Co-operative Bank Ltd., Mumbai 201/208,Hiramani Super Market,Dr. B.A.Road,Lalbaug,Mumbai - 400 012 Scheduled 32 Mumbai Mapusa Urban Co-operative Bank of Goa Ltd., Mapusa Nandadeep,Mapusa-403 507,Dist-Bardez,Goa. Scheduled 33 Mumbai Nagar Urban Co-operative Bank Ltd., Ahmednagar Post Box No 7, Bank Road, Ahmednagar -414 001 Scheduled 34 Mumbai Nasik Merchant's Co-operative Bank Ltd. A-16, industrial Estate, Babubhai Rathi Chowk, Satpur, Nasik- 422007 Scheduled 35 Mumbai New India Co-operative Bank Ltd., Bombay New India Bhavan,Anant V.Nagwekar Marg,Babasaheb Worlikar Chowk,Prabhadevi,Mumbai -400025 Scheduled 36 Mumbai NKGSB Co-operative Bank Ltd. Laxmi Sadan, 361, Vithalbhai Patel Road, Girgaon, Mumbai- 400004 Scheduled 37 Mumbai Parsik Janata Sahakari Bank Ltd., Thane Nasheman Bldg- 1st Floor, Near Kalwa Market, Station Road, Kalwa-400 605 Scheduled 38 Mumbai Pravara Sahakari Bank Ltd. At & Post Loni Bk., Tahasil Rahata, Dist. Ahmednagar-413 736, Maharashtra. Scheduled 39 Mumbai Punjab & Maharashtra Co-operative Bank Ltd. Sardar Pratap Singh Indl. Estate No. 2, Unit No. 1, L.B.S. Marg, Bhandup (W), Mumbai 400 078. Scheduled 40 Mumbai Rupee Co-operative Bank Ltd. 2062,Sadashiv Peth, Vijaynagar Colony, Pune - 411 030. Scheduled 41 Mumbai Sangli Urban Co-operative Bank Ltd. C.S.No.404, Khan Baug, Sangli-416 416 Scheduled 42 Mumbai Saraswat Co-operative Bank Ltd.,Bombay Mittal Court, "A" Wing, Vidhan Sabha Marg, Nariman Point, Mumbai Scheduled 43 Mumbai Shamrao Vithal Co-operative Bank Ltd. SVC Tower,Nehru Rd., Vakola, Santacruz (East), Mumbai - 400055. Scheduled 44 Mumbai Solapur Janata Sahakari Bank Ltd. Shivsmarak, Gold Finch Peth, Solapur 413 007. Dist. Sholapur, Maharashtra. Scheduled 45 Mumbai Thane Bharat Sahakari Bank Ltd. Cross Villa, Veer Savarkar Marg, Naupada, Thane (W) 400 602, Maharashtra. Scheduled 46 Mumbai Thane Janata Sahakari Bank Ltd. Madhukar Bhavan, Road no. 16, Plot No. 27, Wagle Estate, Thane-400 604 Scheduled 47 Mumbai The Kapol Co-operative Bank Ltd., Bombay Regd Office: 105, Kapol Bank Bldg, 19/21, Picket Cross Road, Kalbadevi, Mumbai - 400 002 (Admn Office: Samrudhi Building, 1st floor, Plot No. 127, Vallabhachari Road, Near Railway Station, Vile Parle (W), Mumbai 400 056) Scheduled 48 Mumbai Zoroastrian Co-operative Bank Ltd.,Bombay Nirlon House- 5th Floor, Dr. Annie Besant Rd.,Worli, Mumbai 400030. Scheduled 49 Nagpur Nagpur Nagrik Sahakari Bank Ltd., Nagpur 79, Dr Ambedkar Chowk ,Central Avenue, Nagpur, Dist. Nagpur, Maharashtra - 440008 Scheduled 50 Nagpur Shikshak Sahakari Bank Ltd., Nagpur Gandhi Sagar, Mahal, Nagpur, Dist. Nagpur, Maharashtra - 440 002 Scheduled 51 Nagpur The Akola Janata Com. Co-operative Bank Ltd., Akola Jan Vaibhav, Old Cotton Market, Akola, Dist. Akola Maharashtra Scheduled 52 Nagpur The Akola Urban Co-operative Bank Ltd., Akola Jankalyan, 58/59, Toshniwal Layout, Near Govt. Milk Dairy, Murtizapur Road, Akola, Dist. Akola Maharashtra - 444 001 Scheduled 53 Nagpur The Khamgaon Urban Co-operative Bank Ltd., Khamgaon Dhanawardhini Building, Khamgaon, Dist. Buldana, Maharashtra-444 303 Scheduled
What are all the numbers up to 1000?
1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 77, 78, 79, 80, 81, 82, 83, 84, 85, 86, 87, 88, 89, 90, 91, 92, 93, 94, 95, 96, 97, 98, 99, 100, 101, 102, 103, 104, 105, 106, 107, 108, 109, 110, 111, 112, 113, 114, 115, 116, 117, 118, 119, 120, 121, 122, 123, 124, 125, 126, 127, 128, 129, 130, 131, 132, 133, 134, 135, 136, 137, 138, 139, 140, 141, 142, 143, 144, 145, 146, 147, 148, 149, 150, 151, 152, 153, 154, 155, 156, 157, 158, 159, 160, 161, 162, 163, 164, 165, 166, 167, 168, 169, 170, 171, 172, 173, 174, 175, 176, 177, 178, 179, 180, 181, 182, 183, 184, 185, 186, 187, 188, 189, 190, 191, 192, 193, 194, 195, 196, 197, 198, 199, 200, 201, 202, 203, 204, 205, 206, 207, 208, 209, 210, 211, 212, 213, 214, 215, 216, 217, 218, 219, 220, 221, 222, 223, 224, 225, 226, 227, 228, 229, 230, 231, 232, 233, 234, 235, 236, 237, 238, 239, 240, 241, 242, 243, 244, 245, 246, 247, 248, 249, 250, 251, 252, 253, 254, 255, 256, 257, 258, 259, 260, 261, 262, 263, 264, 265, 266, 267, 268, 269, 270, 271, 272, 273, 274, 275, 276, 277, 278, 279, 280, 281, 282, 283, 284, 285, 286, 287, 288, 289, 290, 291, 292, 293, 294, 295, 296, 297, 298, 299, 300, 301, 302, 303, 304, 305, 306, 307, 308, 309, 310, 311, 312, 313, 314, 315, 316, 317, 318, 319, 320, 321, 322, 323, 324, 325, 326, 327, 328, 329, 330, 331, 332, 333, 334, 335, 336, 337, 338, 339, 340, 341, 342, 343, 344, 345, 346, 347, 348, 349, 350, 351, 352, 353, 354, 355, 356, 357, 358, 359, 360, 361, 362, 363, 364, 365, 366, 367, 368, 369, 370, 371, 372, 373, 374, 375, 376, 377, 378, 379, 380, 381, 382, 383, 384, 385, 386, 387, 388, 389, 390, 391, 392, 393, 394, 395, 396, 397, 398, 399, 400, 401, 402, 403, 404, 405, 406, 407, 408, 409, 410, 411, 412, 413, 414, 415, 416, 417, 418, 419, 420, 421, 422, 423, 424, 425, 426, 427, 428, 429, 430, 431, 432, 433, 434, 435, 436, 437, 438, 439, 440, 441, 442, 443, 444, 445, 446, 447, 448, 449, 450, 451, 452, 453, 454, 455, 456, 457, 458, 459, 460, 461, 462, 463, 464, 465, 466, 467, 468, 469, 470, 471, 472, 473, 474, 475, 476, 477, 478, 479, 480, 481, 482, 483, 484, 485, 486, 487, 488, 489, 490, 491, 492, 493, 494, 495, 496, 497, 498, 499, 500, 501, 502, 503, 504, 505, 506, 507, 508, 509, 510, 511, 512, 513, 514, 515, 516, 517, 518, 519, 520, 521, 522, 523, 524, 525, 526, 527, 528, 529, 530, 531, 532, 533, 534, 535, 536, 537, 538, 539, 540, 541, 542, 543, 544, 545, 546, 547, 548, 549, 550, 551, 552, 553, 554, 555, 556, 557, 558, 559, 560, 561, 562, 563, 564, 565, 566, 567, 568, 569, 570, 571, 572, 573, 574, 575, 576, 577, 578, 579, 580, 581, 582, 583, 584, 585, 586, 587, 588, 589, 590, 591, 592, 593, 594, 595, 596, 597, 598, 599, 600, 601, 602, 603, 604, 605, 606, 607, 608, 609, 610, 611, 612, 613, 614, 615, 616, 617, 618, 619, 620, 621, 622, 623, 624, 625, 626, 627, 628, 629, 630, 631, 632, 633, 634, 635, 636, 637, 638, 639, 640, 641, 642, 643, 644, 645, 646, 647, 648, 649, 650, 651, 652, 653, 654, 655, 656, 657, 658, 659, 660, 661, 662, 663, 664, 665, 666, 667, 668, 669, 670, 671, 672, 673, 674, 675, 676, 677, 678, 679, 680, 681, 682, 683, 684, 685, 686, 687, 688, 689, 690, 691, 692, 693, 694, 695, 696, 697, 698, 699, 700, 701, 702, 703, 704, 705, 706, 707, 708, 709, 710, 711, 712, 713, 714, 715, 716, 717, 718, 719, 720, 721, 722, 723, 724, 725, 726, 727, 728, 729, 730, 731, 732, 733, 734, 735, 736, 737, 738, 739, 740, 741, 742, 743, 744, 745, 746, 747, 748, 749, 750, 751, 752, 753, 754, 755, 756, 757, 758, 759, 760, 761, 762, 763, 764, 765, 766, 767, 768, 769, 770, 771, 772, 773, 774, 775, 776, 777, 778, 779, 780, 781, 782, 783, 784, 785, 786, 787, 788, 789, 790, 791, 792, 793, 794, 795, 796, 797, 798, 799, 800, 801, 802, 803, 804, 805, 806, 807, 808, 809, 810, 811, 812, 813, 814, 815, 816, 817, 818, 819, 820, 821, 822, 823, 824, 825, 826, 827, 828, 829, 830, 831, 832, 833, 834, 835, 836, 837, 838, 839, 840, 841, 842, 843, 844, 845, 846, 847, 848, 849, 850, 851, 852, 853, 854, 855, 856, 857, 858, 859, 860, 861, 862, 863, 864, 865, 866, 867, 868, 869, 870, 871, 872, 873, 874, 875, 876, 877, 878, 879, 880, 881, 882, 883, 884, 885, 886, 887, 888, 889, 890, 891, 892, 893, 894, 895, 896, 897, 898, 899, 900, 901, 902, 903, 904, 905, 906, 907, 908, 909, 910, 911, 912, 913, 914, 915, 916, 917, 918, 919, 920, 921, 922, 923, 924, 925, 926, 927, 928, 929, 930, 931, 932, 933, 934, 935, 936, 937, 938, 939, 940, 941, 942, 943, 944, 945, 946, 947, 948, 949, 950, 951, 952, 953, 954, 955, 956, 957, 958, 959, 960, 961, 962, 963, 964, 965, 966, 967, 968, 969, 970, 971, 972, 973, 974, 975, 976, 977, 978, 979, 980, 981, 982, 983, 984, 985, 986, 987, 988, 989, 990, 991, 992, 993, 994, 995, 996, 997, 998, 999, 1000.
Are you able to purchase a car with a credit score of 602?
yes its easy go to the general
What a credit score of 602 mean?
I have a score of 602...it's means your credit isn't poor & it's not all that good either. I guess you can say that it's "fair". As long as you don't max out your credit cards & keep them @ 35% of the credit limit & make your payments (more than minimum, if possible) on time then you should see your scores improving over the next couple of months. Also, try not to apply for too many things because the more inquiries you have, the more it'll lower your credit score.
What kind of pill is a round white tablet and on one side it says ENDO 602 and on the other side it has a score mark?
Endocet 5/325mg
What is the answer to 559 add 43?
602
How do write 602 in Roman numeral?
602 = DCII
How do you write 602 in roman numerals?
602 = DCII
What is the sum of 602 and 1000?
602 + 1000 = 1602
What are the factors and prime factors of 602?
The factors of 602 are: 1, 2, 7, 14, 43, 86, 301, and 602.The prime factors of 602 are: 2, 7, and 43.
What is the absolute value of 602?
602.
What is 602 divided by 2?
301
How do you work out 602 multiplied by 57?
It is: 602*57 = 34,314
What are the factors of 602?
The positive integer factors of 602 are: 1, 2, 7, 14, 43, 86, 301, 602
