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You are very unlikely to be approved; moreover, if you are approved 1) you will be offered a very high interest rate in a subprime mortgage, and 2) given your credit history, you are likely to be unable to make payments on your house after a while, ultimately causing you to lose your house and putting a terrible black mark on an already bad credit history.

Bottom line: even if somebody would approve you for a home purchase, DO NOT BUY A HOUSE until your finances are in order. You are just asking for trouble if you buy a house right now.

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