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yes, but it takes time----pay off debts, don't take on new debt or allow credit to be checked and maintain current accts , not making any late pymts or using more than 40% of total available credit--dispute anything that is incorrect on report, especially negative information
What else can I help you with?
What is the normal interest rate for an unsecured loan?
Interest rates for unsecured loans vary depending on one's credit rating and where the loan is obtained. Interest rates start at 6.9% for borrowers with excellent credit and income and can go upwards of 30% for those with poor or no credit or unstable income.
How can one apply for a remortgage loan with bad credit?
To refinance a mortgage without a good credit score you will need a FHA refinance. These loans cater to those with poor credit scores and has more relaxed rules and requirements. These type of loans are what the housing market was affected by. With most applicants having poor credit many of these FHA loans go into default because of the relaxed rules and requirements.
How does a 783 credit score rank?
783 credit score ranks as excellent and is in the top 10 percentile. Rankings go from 330 to 830.
Where can a person go for information on mortgages if they have poor credit?
A poor credit rating makes one an undesirable client at a lending agencies such as banks, therefore a mortgage broker might be the best place to start.
Is a credit score 634 good?
If you go by TransUnion, a 634 credit score is fair. If you go by Experian or Exuifax that is considered poor. As of 2008 a 634 is definitely a bad score.
have poor credit need 5k personal loan where do i go?
have poor credit need 5k personal loan where do i go
What is the normal interest rate for an unsecured loan?
Interest rates for unsecured loans vary depending on one's credit rating and where the loan is obtained. Interest rates start at 6.9% for borrowers with excellent credit and income and can go upwards of 30% for those with poor or no credit or unstable income.
How can one apply for a remortgage loan with bad credit?
To refinance a mortgage without a good credit score you will need a FHA refinance. These loans cater to those with poor credit scores and has more relaxed rules and requirements. These type of loans are what the housing market was affected by. With most applicants having poor credit many of these FHA loans go into default because of the relaxed rules and requirements.
How does a 783 credit score rank?
783 credit score ranks as excellent and is in the top 10 percentile. Rankings go from 330 to 830.
After bankruptcy what are some ideas on how to repair credit on credit cards?
One of the most common first steps to repairing poor credit after bankruptcy is to get a secured credit card. This is because a secured credit card needs a security deposit in case you don't make payments.
Can you be FIRED for having poor credit in California?
Yes. You can be let go from a job for having bad credit. A lot of employers will hire you on while the credit check is in progress because it takes so long to retrieve. Once that returns, they can let you go. I've had a couple of friends have that happen to them. Usually it's for jobs where you work with money, or have a high amount of responsibility. You are a risk for them to employ.
Where can a person go for information on mortgages if they have poor credit?
A poor credit rating makes one an undesirable client at a lending agencies such as banks, therefore a mortgage broker might be the best place to start.
Is a credit score 634 good?
If you go by TransUnion, a 634 credit score is fair. If you go by Experian or Exuifax that is considered poor. As of 2008 a 634 is definitely a bad score.
If we have bad credit will a cosigner help us get a mortgage?
Yes, a person with bad credit can get a cosigner for a mortgage. The cosigner will have to have excellent credit and must go into the office to sign papers to become a cosigner.
What if you have no job but good credit can you finance a car My husband works but has bad credit however he makes good money does his name have to go on the finance agreement?
If you have excellent credit they may not even ask for/about income.
Where are some places one would go when refinancing for bad credit?
With the economy having been poor and with so many people affected by this, it's actually surprisingly easy to continue to get loans even with bad credit. There are many loan sites which advertise their willingness to work with customers with poor credit. Another route to consider especially if the credit problems are ongoing are companies which provide debt consolidation loans. Any bank which handles mortgages could potentially offer refinancing or debt consolidation for bad credit.
How can one obtain a loan if they have poor credit?
The best way for one to obtain a loan if they have poor credit is to go to a sub prime lender. If the interest rates are too high, the only other option would be improve one's credit and apply at a later time.
