Of course you can. The card issuer has to be listed along with the balance owed. If there is a zero balance on the card and outstanding charges that have not hit yet, you may not have to list it, but it's safer to list it.
Any amount in a checking account that cannot be exempted under state or federal exemptions becomes property of the bankruptcy estate. You don't get to keep it.
That depends on HOW they notated the account. If they marked it as 'included in bankruptcy', even if you did not list them on your creditor matrix, you probably will not succeed in disputing it, but you can try.
No, a Visa debit card is not considered a credit card. It is linked to a checking account and deducts funds directly from the account when used for purchases.
You can track a credit card transaction by checking your online account, contacting your credit card company, or reviewing your monthly statement.
Bank Of America does not allow payments towards mortgage balance to be applied from a credit card, only a checking account. Cash advance from a credit card can be obtained and then transferred to a checking account which is being used for the mortgage payment.
To transfer money from your credit card to your checking account, you can typically do a balance transfer or a cash advance. A balance transfer involves moving money from your credit card to your checking account, usually with a fee and a promotional interest rate. A cash advance allows you to withdraw cash from your credit card at an ATM or bank, but usually comes with high fees and interest rates. Be sure to check with your credit card issuer for specific instructions and fees.
The bankruptcy will appear on their credit if you include this card in your bankruptcy. If you leave the card off the bankruptcy, it will not effect their credit.
checking from bank fund & credit card prepaid by credit
A credit card account comes with a credit card, which can be used to authorize purchases of any value. The checking account does not come with a credit card and is used for issuing checks.
That depends on HOW they notated the account. If they marked it as 'included in bankruptcy', even if you did not list them on your creditor matrix, you probably will not succeed in disputing it, but you can try.
When you transfer money from your checking account to your credit card, you make a credit card payment. If you do not have a balance owed on your credit card, then you will have credit or a positive balance on your card.
Credit card
No, a Visa debit card is not considered a credit card. It is linked to a checking account and deducts funds directly from the account when used for purchases.
A check card and debit card are the same thing. Basically, if you already have a checking account, you would use a debit/check card the same way you would if you wrote a check. You make sure that you have the money in your checking account, scan the card at the retailer, and they will deduct that money from your checking account. A credit card is a loan. You don't necessarily need a checking account to have a credit card. When you swipe the credit card, the credit card company is paying for your purchase out of their money. In turn, they will send you a statement or invoice at the end of each month detailing how much you spent and how much you must pay. The major difference is that a credit card can lead to debt if you aren't disciplined. If you only use a check/debit card, you will never go into debt. When you run out of money in your checking account, new transactions will be declined.
You can track a credit card transaction by checking your online account, contacting your credit card company, or reviewing your monthly statement.
Bank Of America does not allow payments towards mortgage balance to be applied from a credit card, only a checking account. Cash advance from a credit card can be obtained and then transferred to a checking account which is being used for the mortgage payment.
To transfer money from your credit card to your checking account, you can typically do a balance transfer or a cash advance. A balance transfer involves moving money from your credit card to your checking account, usually with a fee and a promotional interest rate. A cash advance allows you to withdraw cash from your credit card at an ATM or bank, but usually comes with high fees and interest rates. Be sure to check with your credit card issuer for specific instructions and fees.
None. Even secured cards require a specified balance in a checking account, before they are granted.