It depends on the other bank. If your account was frozen and you were reported to chexsystems, telecheck, or ews there is a good chance that if the new bank that you are applying at may deny you if tehy use these same outside sources to verify. You would be best to find a non-chexsystems, telecheck, or ews bank if you were reported to one of them
No.
ahah, good luck you poor soul!
AnswerTry to vacate the judgment through the court that entered the judgment. This may temporarily release your bank account funds if you were not properly served.
That depends upon the laws of the state where you reside or where the bank account is. Normally, when a levy is placed on a bank account, the account is frozen and the account owner is given a certain amount of time to go to court to prove that the levy should not have been placed on the account. The money in the account will not be turned over to anyone until the court orders it. If the account owner fails to make an objection in court within the stated time period, the bank is allowed to assume that the owner has no objection and turn the account funds over to the creditor.
In certain countries, if you have not used a bank account for some time and the bank has not been able to contact you, the accounts are closed/frozen and the funds are transferred to the government. If this has happened to an account that you own or may have inherited, then the bank (any bank actually) will be able to tell you how to go about getting the money back. There will be a procedure in your country for this. You will have to prove you own the account (old statements/bankbooks etc) and provide proof of identity and residency as part of the process.
No.
ahah, good luck you poor soul!
Typically any bank account you open will have your social security number on it, which is how your debts are listed, which is how any new account you open will be frozen also. It doesn't matter where you are (at least in the US), it will happen, especially if it is a debt to the IRS. You may want to talk to an attorney if you need to open an account.
AnswerTry to vacate the judgment through the court that entered the judgment. This may temporarily release your bank account funds if you were not properly served.
Bank Accounts are frozen by bank authorities or law enforcement agencies when they sense some illegal or suspicious activity in the account. In such a case, you will be able to find out the details from the bank. You need to provide proof that nothing illegal happened in your account and once you provide satisfactory information your account will be re-activated. Bank accounts are also frozen by a court order subsequent to a judgment in favor of a plaintiff in a civil lawsuit. You must satisfy the judgment in order to obtain a release of your account and the plaintiff must make a return to the court stating that the judgment has been satisfied. The satisfaction of judgment must then be served to the bank.
A bank account is "frozen" by the court upon request of the plaintiff or judgment creditor for a specific period of time. This action is sometimes used on joint accounts to give the account holders time to claim any exempt funds (SS benefits, monies belonging to a non judgment account holder, etc.) in the account before a bank account levy is granted. A bank account can only be "frozen" by court order or by the banking institution itself when there is proof that the account has been tampered with (identity theft, etc.) or other issues.
If she is a joint account holder the account would now belong to her. If there is no joint account holder then the account would be legally frozen until an Administrator is appointed for your uncle's estate. Until then no one has any authority to access his bank account. You should make certain the bank has been notified of his death.
I thought this was illegal. How is the credit card company that is garnishing his wages supposed to collect their money when our account is frozen?
A bank account can usually only be held for thirty days from the time it is secured. The joint account holder should contact the bankruptcy trustee to learn what is necessary to have their percentage of the funds returned.
Payments can fail for several different reasons: the account has insufficient funds, the check is not signed, the check is stale dated, a stop payment has been ordered or, the account has been frozen as a result of a lawsuit of some kind. Your bank will tell you what is going on if you ask them.
No.
That depends upon the laws of the state where you reside or where the bank account is. Normally, when a levy is placed on a bank account, the account is frozen and the account owner is given a certain amount of time to go to court to prove that the levy should not have been placed on the account. The money in the account will not be turned over to anyone until the court orders it. If the account owner fails to make an objection in court within the stated time period, the bank is allowed to assume that the owner has no objection and turn the account funds over to the creditor.