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Yes, you can refinance --but the question will then be, can you afford the mortgage payments by yourself. If you can, try and work out the best deal, rate wise and closing costs wise, so that you don't have to dip into your pocket too much to refinance this loan. Also, you should wait atleast a year before refinancing if you needed a co-signer/co-borrower if the 1st place.

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19y ago

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Related Questions

Can you refinance your car without a cosigner if your current loan has a cosigner?

if you take it to your personal bank and ask them how much you need to have paid already they can indeed refinace you and remove the cosigner


Can I refinance with a cosigner?

Yes, you can refinance with a cosigner. This involves replacing your current loan with a new one that includes the cosigner's credit and income to potentially get better loan terms.


If you are financing a vehicle can you remove the co-owner from the vehicle?

Only if you refinance the vehicle without the cosigner on the new loan.


How can I remove a cosigner from a car title in California?

To remove a cosigner from a car title in California, you typically need to refinance the car loan in your name only. This process involves applying for a new loan without the cosigner's involvement and using it to pay off the existing loan. Once the new loan is approved and the old loan is paid off, the cosigner can be removed from the title.


If the cosigner is refusing to refinance or pay the auto loan off how could the primary person on the auto loan remove his or her name?

They would need to have the vehicle refinanced in their name only or obtain another cosigner for the refinancing.


Can a cobuyer refinance a auto loan and remove the buyer from loan?

Buy cobuyer I wonder if you mean cosigner on a loan. If this is the case then the answer is no. As a cosigner you are simply agreeing to pay the loan if the person who took it out does not. It is in his or her name and you are responsible for it if they do not pay it.


Can my cosigner take their name off the loan without my permission?

The only way to take a cosigner off of a loan is to refinance it.


If you refinance the house after a year can you take the cosigner off the mortgage loan?

Yes.


How can you remove the cosigner from a mortgage?

You must pay off the mortgage and refinance the loan in a single name.You must pay off the mortgage and refinance the loan in a single name.You must pay off the mortgage and refinance the loan in a single name.You must pay off the mortgage and refinance the loan in a single name.


Can a judge order you to remove your soon to be ex-wife as a cosigner in divorce court if the title is in your name?

Yes. The judge can order the spouse who is keeping the vehicle to refinance it in their name only.


Can a cosigner who is a spouse refinance without the primary spouse?

Not if you are both on Title unless they forge your name.


Can the primany buyer of an auto loan refinance the auto loan in the cosigner's name only?

No. The cosigner would have to apply for a loan in their name using their credit, income data.