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Can you reopen a car loan account that has been charge off to pay it off in a payment plan?
No. Once the loan is charged off, it is technically off the lender's active books. It is still advisable to pay off the charged off amount so as to correct any issues it may have created for your credit rating. Be advised however that if you do not have a signed agreement with the lender, they are not required by law to accept any partial payments, and can refuse anything less that payment in full.
What else can I help you with?
What is the status of the payment posted but not withdrawn?
The payment has been recorded but has not been taken out of the account yet.
My current bank account was closed and someone has been depositing money to it can the bank use this money for an outstanding loan?
my bank closed my account can i reopen the same account again
Why was there a successful payment made, but my bank account has not been charged?
It is possible that the payment was authorized but not yet processed by your bank, leading to a delay in the charge appearing on your account. This can happen due to various reasons such as processing times, pending transactions, or technical issues. It is advisable to monitor your account and contact your bank for clarification if needed.
What does it mean when a payment is posted?
When a payment is posted, it means that the payment has been recorded or entered into the recipient's account or financial records.
Has the credit card payment been posted but not withdrawn yet?
Yes, the credit card payment has been processed and recorded, but the funds have not been withdrawn from the account yet.
How can you reopen your MySpace account?
my yahoo account has been locked for two weeks now. I have tried to reopen but could not open the question that was asked in the profile since 2011 I cannot remember please help me reopen the account. my email is estherforchrist@rocketmail.com . thank you.
Can you reopen a bank account that's been closed?
No. Once a bank account is closed, the account number remains unused by the bank for seven or more years (it varies by individual bank). You may reopen a new account with the same bank, provided the first account was not closed by the bank for improprieties perpetrated by you.
What is the status of the payment posted but not withdrawn?
The payment has been recorded but has not been taken out of the account yet.
I have a credit score of 590 with a charge off account that has been settled and a collection account can I get a car loan?
yes you can get a car loan however the interest rate will be high....your payment therefore will be much higher....
My current bank account was closed and someone has been depositing money to it can the bank use this money for an outstanding loan?
my bank closed my account can i reopen the same account again
Why was there a successful payment made, but my bank account has not been charged?
It is possible that the payment was authorized but not yet processed by your bank, leading to a delay in the charge appearing on your account. This can happen due to various reasons such as processing times, pending transactions, or technical issues. It is advisable to monitor your account and contact your bank for clarification if needed.
What does it mean when a payment is posted?
When a payment is posted, it means that the payment has been recorded or entered into the recipient's account or financial records.
What is the difference between pre-charge off and post-charge off accounts?
A pre-charge off is when the creditor is giving the debtor notice that the account is in default and will be sent to collections if a payment agreement is not made by a specified date. Post-charge off is when the account has been sent to collections, sold to a third party creditor or referred to a legal firm for further action.
Has the credit card payment been posted but not withdrawn yet?
Yes, the credit card payment has been processed and recorded, but the funds have not been withdrawn from the account yet.
Can a stop payment be issued on a check that has already been paid from an account?
No. It has already been paid.
Can a company demand payment on an account that has already been stated on your credit report as a charge-off?
Of course. Charge off is simply an accounting term. It is a shortened version of "chraged off to profit and loss". Companies will frequently charge off debts to clear their books. It has no bearing on a consumers' liability. If you did not pay the debt, you still owe, regardless of what it is called. For a consumer, charge off = collection account.
Can you dispute a charge off account?
No. Once an account has been in default for 180 days, the creditor by law must list it as a charge off.
