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Yes, it is possible to obtain a loan for a new home after filing for Chapter 13 bankruptcy, but there are specific conditions. Generally, you need to have made at least 12 months of timely payments under your repayment plan, and you'll need to get permission from the court if you're still in the bankruptcy process. Additionally, lenders may require a higher credit score and a larger down payment than usual. It's advisable to consult with a mortgage lender familiar with post-bankruptcy situations for tailored guidance.
What else can I help you with?
If you filed Chapter 7 and your credit report indicates a charge off of 11720 can they still try to collect the sum even if Chapter 7 was filed?
it will show the balance & the bankruptcy followed there after.so the answer is NO. GOOD LUCK
Can bankruptcy be removed from your credit report if you filed for Chapter 7 but did not complete the proceedings?
No. A bankruptcy becomes a public record as soon as it is filed. Its the same as any other type of lawsuit. Even if they are dismissed, they will still show up when searching for your name. The fact that a bankruptcy was not completed does not negate the fact that it was filed.
Is there a bank where you will be able to qualify for a mortgage even though you have bad credit?
Chase will qualify you for a mortgage even if you have bad credit. You can even have filed for bankruptcy
Can you get a bankruptcy removed from your credit report if it was never officially filed?
Yes you can, Kind of! I did exactly the same thing. I wrote letters to all three CRA's and 2 of the 3 removed them. I filed a complaint with FTC (FTC seems to be a worthless agency in my opinion) I still have not been able to get Equifax to remove it. They are wrong to report it and I have plenty of reasons. But under the law the can report it because it was filed. Once you submitt it to the court, you "have filed". This is a technicality and Equifax is just being willfully indignant. I suggest you don't give up. Keep trying. I am not giving up. I just recently had a chapter 11 removed from my credit on both Equifax and Trans Union, I am finding Experian to be the indignant one. The bankrupcy was involuntary and dismissed when it was discovered unfounded. I was curious if anyone can help me figure out how to get this mess gone. I NEVER EVEN FILED BANKRUPCY! - If you filed a petition with the bankruptcy court and got a case number you filed bankrupcty and can't have it removed. You may not have filed anything else or gone through with it but you filed banktrucpty.
How can your partner and you get a home loan if we both have bad credit?
You will still be able to get a loan even with bad credit. You will probably have to pay more than someone who has good credit, but you should still be able to obtain a loan. The process is a little more intense and might take a little longer, but it should still be possible.
If you filed Chapter 7 and your credit report indicates a charge off of 11720 can they still try to collect the sum even if Chapter 7 was filed?
it will show the balance & the bankruptcy followed there after.so the answer is NO. GOOD LUCK
Can bankruptcy be removed from your credit report if you filed for Chapter 7 but did not complete the proceedings?
No. A bankruptcy becomes a public record as soon as it is filed. Its the same as any other type of lawsuit. Even if they are dismissed, they will still show up when searching for your name. The fact that a bankruptcy was not completed does not negate the fact that it was filed.
What does happen if a landlord keep on taking rent even if the landlord had filed for bankruptcy himself?
The landlord's bankruptcy has nothing to do with the tenant. The tenant still owes the rent.
How can you obtain warranty on a Malibu suncatcher solar light?
Malibu will still help with warranty even though they quite making them.
What do you do if you filed jointly but not married?
Even if you are not married, you may have a common law marriage by virtue of living together. If you filed a joint return with someone that you are not even living with, that would be strange. Plead insanity.
Can you still obtain your citizenship even if your husband who is a US citizen is in jail?
YES! Because the wife was legally wed in the U.S. and that makes her a citizen of the United States. It is still legit even if they divorce.
When will American sports university be accredited?
Its been open since 2006 and it is still not yet accredited. If you try to look up any pending applications with accrediting agencies, you will not find anything filed for them. So likely they have not even filed an application yet. This likely means they are very far away from this.
How young can you be to obtain a passport?
You can obtain a passport at any age, even as a newborn.
Can I obtain a passport if the father is not listed on the birth certificate?
Yes, you can still obtain a passport even if the father is not listed on the birth certificate. You may need to provide additional documentation or follow specific procedures to prove your identity and citizenship.
How does someone with an adverse credit history obtain loans?
Even with an adverse credit history, one may still be able to obtain loans through various lending associations. Some of these companies include Easy Financial or Fast Access.
Can a homeless person without a fixed address obtain a New York City Identity Card?
Yes. By law, even a person who regularly lives on the street, in a public park, etc. and has no address can still obtain a NYC ID card.
Will you receive a letter if a civil complaint is filed against you?
If a civil suit is filed against you you will receive notification of the fact - perhaps even a subpoena to appear in court.
