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No. Persons wishing to hold a CC must submit an application and be accepted by the issuer. Some CC issuers will allow a joint account holder to be added to an existing account or an authorized user. Be aware that such action can create numerous problems for the account holder. Authorized users are NOT held responsible for repayment by the creditor only the named account holder bears that responsiblility. That being the case a AU can charge items without fear of reprisal except from the account holder which often is decided in a civil suit in the court with jurisdiction. (Cases seen on Judge Judy and other such court TV are often that type of small claims suit.)

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How can someone establish credit if they currently have none?

One way to establish credit if you have none is to apply for a secured credit card or become an authorized user on someone else's credit card. Making on-time payments and keeping balances low can help build a positive credit history.


How can you build credit if you have none?

You can build credit if you have none by getting a secured credit card, becoming an authorized user on someone else's credit card, or taking out a credit-builder loan. Making on-time payments and keeping your credit utilization low can help establish a positive credit history.


How much credit card debt should I transfer to my spouse to improve both of our credit scores?

none. how does putting your spouse in your debt help their score?


How can someone establish credit when they have none?

To establish credit when you have none, you can start by applying for a secured credit card or becoming an authorized user on someone else's credit card. Making on-time payments and keeping your credit utilization low can help build your credit history. Additionally, taking out a small loan or applying for a credit-builder loan can also help establish credit.


How can someone build credit when they have none?

One way to build credit when you have none is to apply for a secured credit card or become an authorized user on someone else's credit card. Making small purchases and paying off the balance in full each month can help establish a positive credit history. Additionally, paying bills on time and taking out a small loan can also contribute to building credit.

Related Questions

How can someone establish credit if they currently have none?

One way to establish credit if you have none is to apply for a secured credit card or become an authorized user on someone else's credit card. Making on-time payments and keeping balances low can help build a positive credit history.


How can you build credit if you have none?

You can build credit if you have none by getting a secured credit card, becoming an authorized user on someone else's credit card, or taking out a credit-builder loan. Making on-time payments and keeping your credit utilization low can help establish a positive credit history.


How much credit card debt should I transfer to my spouse to improve both of our credit scores?

none. how does putting your spouse in your debt help their score?


How can someone establish credit when they have none?

To establish credit when you have none, you can start by applying for a secured credit card or becoming an authorized user on someone else's credit card. Making on-time payments and keeping your credit utilization low can help build your credit history. Additionally, taking out a small loan or applying for a credit-builder loan can also help establish credit.


How can someone build credit when they have none?

One way to build credit when you have none is to apply for a secured credit card or become an authorized user on someone else's credit card. Making small purchases and paying off the balance in full each month can help establish a positive credit history. Additionally, paying bills on time and taking out a small loan can also contribute to building credit.


How can you build your credit up when you have none?

You can build your credit by getting a secured credit card, becoming an authorized user on someone else's credit card, or taking out a credit-builder loan. Making on-time payments and keeping your credit utilization low can help establish a positive credit history.


What credit card starts with a 2?

NONE


How can I build credit if I have none?

To build credit if you have none, you can start by applying for a secured credit card or becoming an authorized user on someone else's credit card. Make small purchases and pay off the balance in full each month to establish a positive credit history. Additionally, consider taking out a credit-builder loan or applying for a credit-builder account with a financial institution. Regularly monitoring your credit report and score can also help you track your progress.


What type of survey you should use in credit card use?

none cuz they can get your credit card details easily so dont do any survey


How many cosigners you can have on a credit CARD?

None, cause credit card companies are getting away from co-signers and joint accounts and having authorized shoppers instead. By having only authorized shoppers the full responsibility of the credit card is the Primary card holder.


Bad credit score of 495 what credit card company will approve me?

None. You will absolutely need to get a secured credit card. The kind they advertise on t.v. where you put like $500 in the account and they issue you a credit card with a limit of $500. Use this to build your credit. I know Russell Simmons advertises one.


Are there any car rental companies that don't require a credit card?

None that I know of.