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Your name cannot be taken off a mortgage because the mortgage is owned by the lender. You remain responsible for the mortgage until it is paid off or refinanced without you.

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12y ago

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Mortgage is in your name spouse dies will mortgage life insurance pay off house?

If the mortgage is in your name it would not be affected by the death of your spouse. Mortgage life insurance is coverage that is taken out so that your house would be paid for in the event of your death.


What is a mortgage security instrument?

If I am separted from my husband and not divorced yet can he get a Mortage (Security Instrument) on land that he purchased before we were married but now has my name on the deed without my signature? Or if he has asked me to sign as the mortagor because my name is on the deed of the land, am I acutaly obligated to that debt?


Can the mortgage company take your house without the deed?

By definition a mortgage is secured on the deeds of the house. They will have the deed (or officially have their name legally registered for the property) if they have given you a mortgage.


How can someone be taken off a mortgage?

The only way to get someone's name off a mortgage is to pay it off and refinance if necessary.The only way to get someone's name off a mortgage is to pay it off and refinance if necessary.The only way to get someone's name off a mortgage is to pay it off and refinance if necessary.The only way to get someone's name off a mortgage is to pay it off and refinance if necessary.


How can you find out if life insurance has been taken out in your name without your knowledge.?

How can you find out if life insurance has been taken out in your name with or without your knowledge.?

Related Questions

Can you take out a second mortgage against a property jointly owned by your ex and you without her permission if your name is on the deed in Pennsylvania?

The bank will require the other owner's signature on the loan.


What is an antonym for signature?

An antonym for "signature" is "anonymous," meaning without a signature or name.


Can you sell a house without spouse consent in nc?

Yes, you can sell a house without spousal consent it their name isn't on the mortgage. If their name is on the mortgage, you will need their consent.


Mortgage is in your name spouse dies will mortgage life insurance pay off house?

If the mortgage is in your name it would not be affected by the death of your spouse. Mortgage life insurance is coverage that is taken out so that your house would be paid for in the event of your death.


What is a mortgage security instrument?

If I am separted from my husband and not divorced yet can he get a Mortage (Security Instrument) on land that he purchased before we were married but now has my name on the deed without my signature? Or if he has asked me to sign as the mortagor because my name is on the deed of the land, am I acutaly obligated to that debt?


Your wife and her father have a home with both their names on the deed. The mortgage loan is in his name alone. Can he refinance the home without her signature?

No. If the loan is in the father's name only, he probably owned the property (hence the mortgage) prior to changing the deed to include your wife. Once he added your wife as co-owner of the property he lost his rights to individually make decisions concerning the property. He cannot refinance or in any other way reconvey the property or any interest in the property without the signature of your wife. She will have to sign the mortgage since she is on the title. He can execute the note by himself, and be solely responsible for paying the loan, but the lender will need her written consent on the mortgage so that in the case of a default, the lender can take possession of the property via foreclosure.


How could we change the deed from my parents name to the childrens name. They still have a mortgage on the home. what California deed would we use.?

If there is still a mortgage on the home then the deeds will be with the mortgage provider and they will not allow you to change the deeds without paying off the mortgage first.


Can the mortgage company take your house without the deed?

By definition a mortgage is secured on the deeds of the house. They will have the deed (or officially have their name legally registered for the property) if they have given you a mortgage.


Can an employer sign my name to a contract without my knowledge?

No. This is forging a signature and is illegal.


Can a loan be made in a persons name without their signature?

No, but fraud isn't an impossibility.


Intend to give a house to your children and place their name on the ownership you wish to place a lien on it to prevent anyone else being able to possess it in foreclosure?

Your idea won't work if your children ever grant a mortgage on the property. If you convey your property to your children and they grant a mortgage at some future time, the lender would insist on a clear title in case of a default and foreclosure. If you had arranged to have a recorded lien on the property the lender would require that it be released before they would approve a mortgage. The only way for you to insure the property won't be taken by foreclosure is to not allow your children to mortgage it. That could be accomplished by your reserving a life estate. They couldn't mortgage the property without your signature.


How can someone be taken off a mortgage?

The only way to get someone's name off a mortgage is to pay it off and refinance if necessary.The only way to get someone's name off a mortgage is to pay it off and refinance if necessary.The only way to get someone's name off a mortgage is to pay it off and refinance if necessary.The only way to get someone's name off a mortgage is to pay it off and refinance if necessary.