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Even if a credit card company sues you and wins, the judge can only say that you do owe the money. He can attach a lien to your credit file which would prevent any new creditors from granting credit until the debt is taken care of. If you are in bankruptcy the rules change, each state has different laws.

If the credit card company sues and receives a judgment in their favor your wages can be garnished up to an amount set by your state's laws.

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17y ago

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