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What else can I help you with?
Do credit cards do more harm than good?
You would have to be f******g stupid to have a credit card enough said. Get a debit card and (***DONT!***) overcharge it and (***DONT***) be late on any payments and you will be very happy with your change from money to card. :)
What is a good annual income to qualify for credit cards?
A good annual income to qualify for credit cards is typically around 30,000 or more. This income level shows that you have the means to repay any credit card debt you may accumulate.
What kinds of Visa credit cards are good for people with bad credit?
People with bad credit can use pre-paid Visa cards since these do not require good credit or credit checks. Anyone can load money on to them and once it's used up they can't spend any more money.
What are the positives of having a credit card?
Used properly, which means paying off the entire balance IN FULL every month, credit cards can actually help your personal credit rating and credit worthy score. Just keep a couple cards - in fact, if you have too many, that will actually do more harm than good on credit ratings. Also, don't max out the cards - EVER!! Doing that illustrates your lack of ability to control spending, which may put you at risk. Never charge more than you are capable of paying in full when the statement comes due. I do this with the two cards I have, and after a couple years doing that, my credit rating jumped up considerably.
Does having more credit cards negatively impact your credit score?
Having more credit cards can potentially lower your credit score if you have high balances or miss payments on any of them. This is because having more credit cards increases your overall credit utilization ratio and can make you appear riskier to lenders.
Do credit cards do more harm than good?
You would have to be f******g stupid to have a credit card enough said. Get a debit card and (***DONT!***) overcharge it and (***DONT***) be late on any payments and you will be very happy with your change from money to card. :)
What is a good card credit reward travel service?
This is a travel service that is extended to cards of a good nature, more specifically those of the credit ethnicity. It's a reward system for those credit cards that have been so good as to deserve a vacation.
What is a good annual income to qualify for credit cards?
A good annual income to qualify for credit cards is typically around 30,000 or more. This income level shows that you have the means to repay any credit card debt you may accumulate.
What are some advantages of having good credit?
some advantages of having good credit is the ability to get more credit. With good credit you are eligible for credit cards, mortgages, and any thing else that requires you to borrow money. With bad credit you can't get loans and you usually pay more for the things you want.
What kinds of Visa credit cards are good for people with bad credit?
People with bad credit can use pre-paid Visa cards since these do not require good credit or credit checks. Anyone can load money on to them and once it's used up they can't spend any more money.
Are there any good websites with information on sub prime cedit cards?
Sub prime credit cards are cards offered to consumers with lower credit scores, typically under 660 FICO. These cards tend to have lower lines of credit, higher interest rates, and more fees than the average credit card.
What are the positives of having a credit card?
Used properly, which means paying off the entire balance IN FULL every month, credit cards can actually help your personal credit rating and credit worthy score. Just keep a couple cards - in fact, if you have too many, that will actually do more harm than good on credit ratings. Also, don't max out the cards - EVER!! Doing that illustrates your lack of ability to control spending, which may put you at risk. Never charge more than you are capable of paying in full when the statement comes due. I do this with the two cards I have, and after a couple years doing that, my credit rating jumped up considerably.
What are some advantages of having credit?
some advantages of having good credit is the ability to get more credit. With good credit you are eligible for credit cards, mortgages, and any thing else that requires you to borrow money. With bad credit you can't get loans and you usually pay more for the things you want.
Does having more credit cards negatively impact your credit score?
Having more credit cards can potentially lower your credit score if you have high balances or miss payments on any of them. This is because having more credit cards increases your overall credit utilization ratio and can make you appear riskier to lenders.
How will having more credit cards help to build credit?
Having more credit cards can help build credit by increasing your available credit limit and demonstrating responsible credit usage, which can improve your credit score over time.
Where can one find out exactly how credit cards work?
One can find our more information about how credit cards work by visiting your local bank or credit card issuer and asking for information pamphlets about credit and credit cards.
Is it legal to buy drinks on credit?
Yes. Credit cards count on you charging alcohol on your credit cards. The more you lose your judgment, the more you will get into debt and take longer to pay.
