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Creditors are not required to report to anybody. Its a choice they have exclusively. They can report to any one they want to with in the fair credit reporting act rules. If they choose to report to all agencies, that's their perogative. The reporting agencies are responsible to insure that the information they have is valid and correct. It is your job to review and inform if the information is acurate, and file a complaint accordingly for the agencies to investigate the validity of the reports or reporters.

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13y ago

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