Yes, credit card statements typically show a record of the purchases you have made using the card.
Credit card statements typically show the merchant's name, date of purchase, and amount spent, but they do not provide a detailed list of each item purchased.
If you have no forms of credit, then it can hurt your credit rating. Your rating is determined on your use of credit facilities - if you do not have any forms of credit then your record will drop. That said, it's unusual not to have some kind of repayment obligation such as a mortgage or car loan, all of which show a track record of credit and repayment. Having too many credit cards can be a poor signal on your credit record. Depending on your income and your existing repayment obligations, having too many cards shows a possibility of incurring a credit burden you cannot afford to repay, so cancelling some of the more expensive APR cards and/or consolidating balances onto a single card may improve your credit rating.
Paying down your credit cards won't lower your scores-- but paying off and closing the credit cards will lower the scores. You want to show that your cards are not maxed out and you have plenty of room between the credit limit and the balance .
Yes, credit card statements typically show the items purchased, merchant names, and transaction amounts.
It depend on the individual credit card companies if they report on your credit history or not, like some department store credit cards may not show on a credit report
Credit card statements typically show the merchant's name, date of purchase, and amount spent, but they do not provide a detailed list of each item purchased.
If you have no forms of credit, then it can hurt your credit rating. Your rating is determined on your use of credit facilities - if you do not have any forms of credit then your record will drop. That said, it's unusual not to have some kind of repayment obligation such as a mortgage or car loan, all of which show a track record of credit and repayment. Having too many credit cards can be a poor signal on your credit record. Depending on your income and your existing repayment obligations, having too many cards shows a possibility of incurring a credit burden you cannot afford to repay, so cancelling some of the more expensive APR cards and/or consolidating balances onto a single card may improve your credit rating.
No.
It will show up in your credit history report.
Paying down your credit cards won't lower your scores-- but paying off and closing the credit cards will lower the scores. You want to show that your cards are not maxed out and you have plenty of room between the credit limit and the balance .
Yes, credit card statements typically show the items purchased, merchant names, and transaction amounts.
It depend on the individual credit card companies if they report on your credit history or not, like some department store credit cards may not show on a credit report
to show how repsonsible you are at paying your bills
The simplest way to get this information is to pull your own credit. Each credit card along with other debts you have will show up as a "trade line" on your credit report. Keep in mind that new credit cards will sometimes take up to 60 to show up on your credit report.
a DUI is a public record and serious public records show on the credit reports
It can. My wife and I have some individual cards that show up on both reports and others that do not.
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