I do not have a social security number (SSN) and therefore do not have a credit score.
If you have a good credit score in the US there are some banks or mortgage compaines that don't require US citizenship. However it would be hard to have a good credit score in the US without citizenship as generally you need a social security number to apply for things like credit cards that build credit.
The procedure is the same as getting any other inaccurate or expired information, removed. Write a letter to the credit bureaus, dispute the judgment and request that your file be corrected. Send proof of your identity, address and social security number and request a complete credit report be sent to you when they have corrected the old entry. Good luck!
"Requirements for an FHA home loan vary depending on what kind of loan you are applying for. If you are applying for a re-structuring loan, you need to own a home. If you are applying for a first mortgage, you need good credit, a deposit and a social security number."
620 is generally a good number, if you are around 650 and above and have good payment history, you should be able to get approve for credit lines. Check here at www.goodcreditstart.info to get more credit repair advice and tips.
It depends. If the second person is just an authorized user, meaning. they are not the responsible party for paying the account. You would only put the primaries social security number, income, and job information on the paperwork. If you put the secondaries private information on the application then it would affect the application.
No, Sorry to Tell you all about this , but it's not possible to lease a car or to get financed to buy one without a social security number and an OK credit score and a good driving record, for all international students and foreigners the only ways to be able to lease is : 1- work on campus to get a social security number and start to file tax. 2- get a co-signer who do have a social security number. Best wishes
Yes, someone on the social security can be able to cosign for a loan. The person cosigning the loan however has to have good credit regardless of his availability on the social security benefit.
To keep their social security safe people should often take a look at their credit report. They should also have a good antivirus and antispyware program. People can also lock their social security stuff in a safe.
There are several ways to get good credit for your business. They include using vendors that report to the D&B, pick one bank and stay with them, borrow against things your business owns, and never secure a loan with your social security number.
Good for all US
If you have a good credit score in the US there are some banks or mortgage compaines that don't require US citizenship. However it would be hard to have a good credit score in the US without citizenship as generally you need a social security number to apply for things like credit cards that build credit.
That would make you one of the very few people in the United States, who has not yet been made liable for and therefore not subject to any revenue tax under the so called "social security" revenue scheme. If you don't have a social security number, rejoice and suffer through all the mindless lessons you must teach those errant fools who will insist that you must have a social security number in order to do business. Explain to these souls that you do not need a social security number in order to do any banking, or to contract with other people, and if they require some sort of PIN number for accounting purposes you will gladly authorize a PIN number as long as it is made clear that PIN number is not a social security number. If it is not made clear the PIN number is not a social security number, you run the risk of committing fraud, and since your not liable for and or subject to any social security tax, you don't need to give the tax collectors some reason to harass you. Good luck with being free. If you don't like that idea, you can always go to any tax collector office and apply for a social security number. If that is your choice then extra luck to you, as you'll need it.
One's credit is defined by the payment history on accounts attached to the social security number of person to whom the account is assigned. If, though, an account is "joint", and one party is responsible for the payments, and he/she fails to make the payments, the other borrower or account holder is also responsible as well... It has been proven, however, that Experian in particular has had problems with the "merging" of credit files with similar names, social security numbers, and other identifying information. If you need help rectifying these kinds of issues, please visit http://www.omegacreditrepair.com
Yes. It is a joke. They ask for your social security number. Look at experian and then come back with a decision: yes or no. Interestingly enough -- they don't actually see your credit score so if you challenge it, there is no way to prove if you have good credit or not. It's a SCAM. DP&L is a joke.
The procedure is the same as getting any other inaccurate or expired information, removed. Write a letter to the credit bureaus, dispute the judgment and request that your file be corrected. Send proof of your identity, address and social security number and request a complete credit report be sent to you when they have corrected the old entry. Good luck!
yes they can, they fake their social security number and the number is never checked the green bay Wisconsin school district is a good example
It can be used to commit identity theft