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That depends on the lender. Some require a full title examination and othrs require only a present owner rundown. Some lenders do not examine the title at all but rely on the credit report.

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15y ago

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Why do title insurance company's ask if a new title insurance request ask if it is a refinance?

Title insurance rates vary depending on if the transaction is a purchase or a refinance


Do you have to pay Title insurance when you refinance?

Yes, virtually all lenders' underwriting requirements call for lender's title insurance for a refinance.


How can I refinance a vehicle that is currently in someone else's name?

In order to refinance a vehicle that is currently in someone else's name, you will need to have the current owner transfer the title to your name before applying for a new loan. This can typically be done by completing a title transfer process through the DMV or relevant authority. Once the title is in your name, you can then proceed with the refinancing process.


If you were just added to the title and want to refinance to get a friend off the title and remain in the house how soon can this be done?

If you are simply looking to change title then you do not need to refinance, a lawyer can help you do this. If you are looking to possibly lower your rate, get cash out from the property or to change the term of the mortgage, then you can do a refinance and at the same time remove your friend from title. If you need any further help or information please feel free to contact me, I am a Mortgage Loan Officer and service over 20 states. Thank You, Edward David Sr. Loan Officer 347-254-8311 EdwardDavidNY@Yahoo.com


If you bought a house and had it financed with a cosigner are they on the deed and if you are able to refinance yourself can you do it without them?

Since you are both on the loan you are both on the title. You can refinance without them on the loan but would need them to sign the title over or transfer at close.

Related Questions

Is a title search done after a will?

A title search may also be required to fulfill the terms of a will in distributing property


How do you do a title search in the District of Columbia?

A title search for a deed to a house can be done at a title abstract office in the District of Columbia. There is a charge for this service. A title search for a vehicle can be done at any Department of Motor Vehicles office in the District of Columbia. If a new title is asked for there is also a charge for this service.


If you own 50 percent of a property can your co-owner refinance without your consent?

NO! That is why they have escrow, title insurance, etc. The lender will not give a dime if all owners are not on the refinance application. A thorough title search will reval your name on the property. Email me through info@usconsumerpros.com


Why do title insurance company's ask if a new title insurance request ask if it is a refinance?

Title insurance rates vary depending on if the transaction is a purchase or a refinance


Do you have to pay Title insurance when you refinance?

Yes, virtually all lenders' underwriting requirements call for lender's title insurance for a refinance.


How can I refinance a vehicle that is currently in someone else's name?

In order to refinance a vehicle that is currently in someone else's name, you will need to have the current owner transfer the title to your name before applying for a new loan. This can typically be done by completing a title transfer process through the DMV or relevant authority. Once the title is in your name, you can then proceed with the refinancing process.


Can a husband refinance a house in California without his wife being involved in the payment of the loan but still stay on the title?

She will have to "quit-claim", come off the title of the home. An attorney will do this for you. But as soon as you refinance, she can be placed back on the title.


If you were just added to the title and want to refinance to get a friend off the title and remain in the house how soon can this be done?

If you are simply looking to change title then you do not need to refinance, a lawyer can help you do this. If you are looking to possibly lower your rate, get cash out from the property or to change the term of the mortgage, then you can do a refinance and at the same time remove your friend from title. If you need any further help or information please feel free to contact me, I am a Mortgage Loan Officer and service over 20 states. Thank You, Edward David Sr. Loan Officer 347-254-8311 EdwardDavidNY@Yahoo.com


How do i find out who own a home?

Pay to have a "title search" done in the Land Registry Office of your county.


If you bought a house and had it financed with a cosigner are they on the deed and if you are able to refinance yourself can you do it without them?

Since you are both on the loan you are both on the title. You can refinance without them on the loan but would need them to sign the title over or transfer at close.


What is the importance of lender's title insurance in the refinance process?

Lender's title insurance is important in the refinance process because it protects the lender from financial loss due to any title issues that may arise with the property. This insurance ensures that the lender's investment in the property is secure and helps to prevent any potential legal disputes that could affect the refinance transaction.


What is the wording in the body of a deed when no title search was a title search wasn't done and title insurance not issued?

The wording in the deed is no different just because the buyer did not want to pay for a title search and title insurance. The responsibility is with the buyer to know what he/she is getting when he buys the property. You can sue after the fact, but good luck if you don't take responsibility to have the property checked out.