Do you have to let them garnish your wages?

Answer 1

Absolutely not, if we are talking about credit card or discretionary debt. You could pay the debt off before they do that, or as you agreed to do and they will not garnish your checks.

If we are talking about child support, most states now require that because of the large number of dead beets.

The other alternative you have if you are trying to keep a certain company from getting their money back is to give up that job and go to another. If you do this every few weeks they usually do not catch up with you. It is probably cheaper for you to pay back the money that is owed to these companies. There are charges for garnishment and interest that usually grows. Your credit will also suffer until you start paying your bills as agreed.