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What else can I help you with?
If you pay off an old debt no longer on your credit report will it be placed back on the credit report?
Yes it can. You should agree to pay it only if there is an agreement to not report it to the credit reporting agencies.
What if a creditor is not on your credit report but trying to collect a debt?
You must pay all of your legitimate debts. A creditor is not required to report a debt to a credit bureau in order to collect the debt you owe.
How can I remove a debt collector from my credit report?
To remove a debt collector from your credit report, you can dispute the debt with the credit bureaus if you believe it is inaccurate or outdated. You can also negotiate a pay-for-delete agreement with the debt collector to have the negative information removed in exchange for payment.
How can I remove an apartment debt from my credit report?
To remove an apartment debt from your credit report, you can try negotiating with the creditor to pay off the debt in exchange for them removing it from your report. You can also dispute the debt with the credit bureaus if you believe it is inaccurate or unfair. It may also help to seek assistance from a credit counselor or financial advisor for guidance on how to address the debt and improve your credit score.
How can one remove debt from your credit report?
The easiest way to have debt removed from your credit file is to pay the debt which also show that you can make & keep to payments. You can also negotiate with the company the debt is with to remove this debt.
If you pay off an old debt no longer on your credit report will it be placed back on the credit report?
Yes it can. You should agree to pay it only if there is an agreement to not report it to the credit reporting agencies.
What if a creditor is not on your credit report but trying to collect a debt?
You must pay all of your legitimate debts. A creditor is not required to report a debt to a credit bureau in order to collect the debt you owe.
Is it beneficial to pay that debt off or is it just a redundant action once a debt has gone to collections and damaged your credit report?
It is best to pay off the debt. You can also ask if they will remove their listing completely from your credit report, if you agree to pay. If they agree to this, tell them to send the agreement to you in writing and you will immediately pay off the debt.
How can I remove a debt collector from my credit report?
To remove a debt collector from your credit report, you can dispute the debt with the credit bureaus if you believe it is inaccurate or outdated. You can also negotiate a pay-for-delete agreement with the debt collector to have the negative information removed in exchange for payment.
How can I remove an apartment debt from my credit report?
To remove an apartment debt from your credit report, you can try negotiating with the creditor to pay off the debt in exchange for them removing it from your report. You can also dispute the debt with the credit bureaus if you believe it is inaccurate or unfair. It may also help to seek assistance from a credit counselor or financial advisor for guidance on how to address the debt and improve your credit score.
How can one remove debt from your credit report?
The easiest way to have debt removed from your credit file is to pay the debt which also show that you can make & keep to payments. You can also negotiate with the company the debt is with to remove this debt.
What is more credit damaging Bankruptcy or settling a credit card debt?
Bankruptcy would be more credit damaging than just having large credit card debt, mainly because it stays on your credit report for longer. One of the biggest disadvantages of filing for bankruptcy is the lasting effect it has on your credit report- typically staying on your report for 7-10 years. With credit card debt there are more flexible options and obviously when you pay the debt and does not stay on your report for as long.
How can I remove old debt from my credit report?
To remove old debt from your credit report, you can start by checking the statute of limitations on the debt in your state. If the debt is past this limit, you can dispute it with the credit bureaus as "time-barred" and request its removal. You can also negotiate with the creditor to settle the debt or pay it off in exchange for them removing it from your report. Additionally, you can work with a credit repair agency to help you navigate the process.
Can a collection agency remove debt from my credit report?
No, a collection agency cannot remove debt from your credit report. Only the credit bureaus or the original creditor can remove the debt from your credit report.
How do you make creditors quit calling for repayment of debts that are not on your credit report?
Just because a debt doesn't show up on your credit report does not mean that you don't have to pay it. Pay what is due and get on with life.
If a friend refuses to pay a debt and you don't want to sue but want to report it so it appears on his credit report how can you do that and will a collection agency file such a claim?
Not without suing. It's a credit report. You are not a creditor. If you sued and got a jugdment and she didn't pay then that would be on the credit report
If you owe a credit card money and they have your middle initial wrong on the card and account and the debt doesn't appear on your credit report do you have to pay the debt?
you run like hell to Mexico
