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I've just been searching around for this too. I have a joint account with an ex-girlfriend that Abbey National will not close without her agreeing, signing the relevant paperwork, and going into the branch to show ID. She's not prepared to do this... I never, ever used the account, so it was a pointless getting it in the first place. Just one of those things you do I guess. The ex used it to pay the gas, elec and council tax, while When she stopped putting money in, the charges mounted up.
I eventually managed to get the account frozen, but it took a lot of arguing. All the direct-debits were cancelled, the cards were cancelled, and I paid off all the excessive charges to avoid more. I asked if the account was automatically closed after a certain time period, and was told that it wasn't. No explanation could be given why this was the case if the account wasn't ever going to be used again.
Now, a few months later, I've just had a letter through informing me that another load of charges have occurred, resulting from a £5 overseas transaction that I have no idea about???
I need to know if I'm screwed. The ex is being a nightmare, so there is no way in hell she'll cooperate by getting the account closed. She's not earning money, and I am, so she couldn't care less about the charges. It's my problem in her eyes.
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∙ 12y ago
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Can a bank overdraw your account to pay their own charges?
It Depends: Yes - If you have a valid overdraft account with the bank and you currently do not have enough balance in your account to pay for bank charges No - If you do not have a valid overdraft account with the bank.
Can you get a credit card to pay off your overdrawn bank account?
In principle you can; you can get a cash advance from a credit card and use that to pay off the bank account, the problem is that the interest from the credit card is likely to be higher than the bank charges. It's probably best to try and arrange a loan with the bank.
What can you do if your bank account has already been frozen and you need the money in the account to pay back some of your debt?
AnswerTry to vacate the judgment through the court that entered the judgment. This may temporarily release your bank account funds if you were not properly served.
What is one advantage and one disadvantage of a bank?
Advantage - You can use your account for online bill pay. Disadvantage- The bank charges you Atm fee when you have to get money from another machine.
Can bank take money from one account to pay into another?
If I'm a signer on my mom's bank account can a bank take her money to pay my past due credit card balance?
Can a bank overdraw your account to pay their own charges?
It Depends: Yes - If you have a valid overdraft account with the bank and you currently do not have enough balance in your account to pay for bank charges No - If you do not have a valid overdraft account with the bank.
Bank account wage garnishment is it a one time thing is your bank account frozen?
Your bank account is generally frozen only one time when the judgment for a garnishment is set to begin. This allows the courts the time to release the judgment and decide on the amount that you will have to pay.
Can you get a credit card to pay off your overdrawn bank account?
In principle you can; you can get a cash advance from a credit card and use that to pay off the bank account, the problem is that the interest from the credit card is likely to be higher than the bank charges. It's probably best to try and arrange a loan with the bank.
What can you do if your bank account has already been frozen and you need the money in the account to pay back some of your debt?
AnswerTry to vacate the judgment through the court that entered the judgment. This may temporarily release your bank account funds if you were not properly served.
What is one advantage and one disadvantage of a bank?
Advantage - You can use your account for online bill pay. Disadvantage- The bank charges you Atm fee when you have to get money from another machine.
What does its mean if you are in debit with your current account?
It means you have spent more money than you have in your bank account and that you therefore own the bank money - if you have not arranged for this by obtaining an overdraft, the bank is going to get very upset by this and they will place charges and a heavy interest on your account. You need to pay the bank back very quickly !.
Bank account debt collection?
I have a charged off account at the bank of 146.00 how do I pay that off when I'm unemployed I have a charged off account at the bank of 146.00 how do I pay that off when I'm unemployed
Can a bank of America credit card access my Bank of America checking account to pay a late payment?
No. It cannot be done by the bank. They can add the late payment fee & other charges to your credit card account but cannot automatically deduct amounts from your checking account - unless, you have given them standing instructions to debit monthly card payments automatically from your account.
Charges that your bank must pay if you use an ATM that is not owned by your bank are called?
interchange fees
Can bank account be frozen because of child support?
If the parent is not paying and it is becoming a serious problem and the judge can't get them to pay over time by giving them a series of punishments typically it can.
Can bank take money from one account to pay into another?
If I'm a signer on my mom's bank account can a bank take her money to pay my past due credit card balance?
If someone owes you money and you have their bank account information can you pay a bill using their bank account?
No, you cannot. It is illegal.
