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Do you still have the option to enroll or not enroll after applying for a credit card?
After you apply for a credit card, if you are approved, you can decide if you want to use the card or not. There is not an "enroll" option typically after you apply as the credit card company assumes you want the card if you are applying.
If you decide that you do not want to use the card, it is probably best to close the account to avoid identity theft or the temptation to use the card if you do not really need it.
What else can I help you with?
How can I use a debit card as credit for purchases?
To use a debit card as credit for purchases, simply select the "credit" option when making a payment at a store or online. This will process the transaction through the credit card network, but the funds will still be deducted directly from your checking account.
Can you use a debit card as a credit card for online purchases?
Yes, you can use a debit card as a credit card for online purchases by selecting the credit card option at checkout. However, the funds will still be deducted directly from your bank account.
How might one still buy a house with bad credit?
By taking time to pay your debts and improve your credit rating you can make yourself eligible for a good credit rating resulting in mortgage approval. Paying your debts in full will prove you are serious when applying to buy a house
Where can someone get a loan when they have bad credit?
If an individual has bad credit there are still ways of getting a loan. One strategy is using home equity as a line of credit. Other options include applying to credit unions, peer to peer loan programs, or a having a co-signer. In all of these cases, it would be wise to improve credit during this process.
How can being a car loan co signer affect applying for a mortgage?
If they pay the loan late it will report on your credit and effect your credit score--which effects your rate. But if they do pay late, and you can show from cancelled checks that they pay the loan you can still get a loan.
How can I use a debit card as credit for purchases?
To use a debit card as credit for purchases, simply select the "credit" option when making a payment at a store or online. This will process the transaction through the credit card network, but the funds will still be deducted directly from your checking account.
Can you use a debit card as a credit card for online purchases?
Yes, you can use a debit card as a credit card for online purchases by selecting the credit card option at checkout. However, the funds will still be deducted directly from your bank account.
How might one still buy a house with bad credit?
By taking time to pay your debts and improve your credit rating you can make yourself eligible for a good credit rating resulting in mortgage approval. Paying your debts in full will prove you are serious when applying to buy a house
How do you get JUST ONE MONTH on runescape membership but not keep on going on for more months?
You can purchase 1 month by choosing the PayPal option of payment, and selecting one month. If you are using the credit card option, you can purchase the automatic membership renewal option, and then immediately afterward cancel the next month's renewal, and still have the month's credit that you already paid for.
Where can someone get a loan when they have bad credit?
If an individual has bad credit there are still ways of getting a loan. One strategy is using home equity as a line of credit. Other options include applying to credit unions, peer to peer loan programs, or a having a co-signer. In all of these cases, it would be wise to improve credit during this process.
How can being a car loan co signer affect applying for a mortgage?
If they pay the loan late it will report on your credit and effect your credit score--which effects your rate. But if they do pay late, and you can show from cancelled checks that they pay the loan you can still get a loan.
Is it too late to enroll in health insurance?
It may not be too late to enroll in health insurance, depending on the enrollment period and your circumstances. Check with the insurance provider or healthcare marketplace to see if you are still eligible to enroll.
Does paying off your credit card in full still count towards your credit rating?
I've been told that if you leave a small balance on your credit card it'll count towards your credit rating due to the fact the credit bureaus want you to pay off the money they lent you but also want to make money on top of that. I know this is a good way to appeal to a lender when applying for a loan. But if there is a way to avoid deliberately paying interest I'd rather pay it in full if I can afford to and still have it qualify as a credit rating.
When the credit card company gives you the option of closing your account instead of accepting their interest rate increase and you choose to close do they still charge you interest each month?
You can't close a credit card unless the balance is zero.
How can I get a credit card with bad credit?
If you have bad credit, a secured card may be your best option for rebuilding your credit. A secured card is secured by your deposit, but still works like a regular credit card and is reported to the major credit reporting agencies. You can find out more information at http://www.creditcardguide.com/bad-credit.html?ac=101&uv=1126&gclid=CKOImqvz-6kCFZBT7Aod9yHSWA
Do I Require A Perfect Credit To Get Approved For A Business Cash Advance?
Business owners who do not have a perfect credit or collateral to provide are still able to get authorized and get hold of funding. Because business cash advances are depending on future credit card sales, personal credit records isn't taken into consideration as a great deal as when applying for a small business loans from banks.
If a credit card is not activated does it still reflect on your credit report?
Yes. If they extend the line of credit to you, and you do not activate it, it will still show up on your credit report.
