No, but it will impact whether you will be allowed to open up a checking account.
Yes. It is reported on your credit report.
If you're on the note and it's not being reported to your credit bureau.....you need to contact the creditor and demand that it be reported. If it IS being reported......then.........it IS helping your scores.
Not generally.
Hell yeah it does!!!!!!!!!!!!
Yes, a credit report only reflects the information which is reported to the 3 credit bureaus (Experian, Equifax, and TransUnion) by Lexis Nexis which they gather from court public records. Even if a judgement is not being reported by the credit bureaus, you may still be liable for it. To find out the status of a judgement, contact the court where the judgement was placed.
Yes. It is reported on your credit report.
If you're on the note and it's not being reported to your credit bureau.....you need to contact the creditor and demand that it be reported. If it IS being reported......then.........it IS helping your scores.
Not generally.
Hell yeah it does!!!!!!!!!!!!
No, income isn't reported to the credit bureaus. Only credit history shows up on a credit report, so your credit score shouldn't be affected at all.
Get a copy of your credit report from all three bureaus. You can get a free copy each year. This report will tell you all of the collection accounts that are currently reported, and to which of the credit bureaus they are being reported to.
Paying T-Mobile 10 days late can potentially affect your credit history if the delinquency is reported to the credit bureaus. It may result in a late payment being added to your credit report, which could impact your credit score. It's important to try and make payments on time to avoid negative effects on your credit history.
There is no statute of limitations in disputing information on your credit report. If it is being reported, it can be disputed. Simple enough! ;o)
Depends on if your apartment community reported to the credit bureau's as being a late payment. Most of the apartments where I have lived, didnt report it when I was a month late. Apartments usually get you if your late constantly or evicted from the apartment. You could ask your landlord if they reported it as being late.
Yes, a credit report only reflects the information which is reported to the 3 credit bureaus (Experian, Equifax, and TransUnion) by Lexis Nexis which they gather from court public records. Even if a judgement is not being reported by the credit bureaus, you may still be liable for it. To find out the status of a judgement, contact the court where the judgement was placed.
Only if you do not pay the overdraft.
Yes. If you co-sign on a auto loan, payments that are made on time being reported to the credit bureas are considered positive and it also reflects a positive impact on your credit rating.