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If you are opening a savings or checking account, the bank doesn't care about your credit because you won't be able to do anything unless you put money into the account. If you're applying for a credit account, of course they are going to look at your credit history to see if you will be likely to pay them back for what they loan you.

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9y ago

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Is it legal to check your credit to open an account with a bank?

Yes, it is perfectly legal to check your credit score before opening an account with a bank. The bank themselves would run a credit check on you before finalizing the account opening procedure. However a good credit score is not mandatory to open a deposit account.


How does opening a brokerage account impact my credit score?

Opening a brokerage account typically does not impact your credit score because brokerage accounts are not considered lines of credit. However, if you apply for margin trading or a margin account, it may involve a credit check which could have a minor impact on your credit score.


How does opening a brokerage account affect my credit score?

Opening a brokerage account typically does not directly impact your credit score because brokerage accounts are not considered lines of credit. However, if you apply for margin trading or a margin account, it may involve a credit check which could have a minor impact on your credit score.


When you join a credit union do they check your credit?

Yes, they something called a soft pull, also if you are opening a checking account they run you through Chex Systems


Where can I Open A Checking Account without a credit check?

You can open a checking account with badcreditnic.com. The do no check your credit.


Does it matter what my starting check number is when opening a new checking account?

No, the starting check number does not matter when opening a new checking account.


How can a credit card balance be checked?

Your credit card statement in the mail. You can also check your credit card statement online. Just log into your account and you will see your account balance. You can even pay your credit card bill online.


How can I deposit a check into my credit card account?

To deposit a check into your credit card account, you can typically do so by using your credit card issuer's mobile app or website. Look for the option to deposit a check and follow the instructions to take a picture of the front and back of the check. The funds will then be deposited into your credit card account.


How do you check the credit history of a foreigner?

The information from a credit history doesn't transfer. So what has to be done before the person moves is to get a U.S. bank account and try to establish some credit.


What is the starting check number typically used when opening a new checking account?

The starting check number typically used when opening a new checking account is 101.


Can you cash a check from the bank that the person who issued the check it to you without opening an account?

I am receiving a check from a lawyer and it has been in his account for ten days can I cash it at the bank he has the account at


How can I check my credit card score using Experian?

To check your credit score using Experian, you can visit their website and sign up for a free account. Once you have created an account, you can view your credit score and credit report.