No, you can get bad credit only if you have a joint (co-signed or authorized user) on the bad person credit card. Keep your accounts separate. If you want to buy a house a lender may require both credits and that is when it would affect you.
The credit score can effect mortgage rates in a lot of differnt ways. If someone has a high credit score he get a lower mortgage rate and if someone has a low credit score he gets a higher mortgage rate.
if someone looks into your credit report, yes it will effect your credit score. it will reduce between 3-10 points.
If you have a chargeback, that is a credit to your account. This will not affect your credit score negatively or positively.
It only hurts your credit score when someone else pulls your credit report.
Im applying for financial aid for my house payment. will it effect my credit score
The credit score can effect mortgage rates in a lot of differnt ways. If someone has a high credit score he get a lower mortgage rate and if someone has a low credit score he gets a higher mortgage rate.
if someone looks into your credit report, yes it will effect your credit score. it will reduce between 3-10 points.
will bankruptcy increase you credit score over time
Having a checking account has no effect on your credit score. Bouncing your checks has a big effect on your credit score.
If you have a chargeback, that is a credit to your account. This will not affect your credit score negatively or positively.
No, it does not affect your credit score at all.
Negatively!
Obtaining fast credit refers to someone's credit score. Obtaining fast credit means that someone is getting a better credit score by correcting errors.
It only hurts your credit score when someone else pulls your credit report.
Someone with a poor credit score should be able to lease a car.
A short sale can have a negative impact on your credit score because it indicates that you were not able to repay the full amount of the mortgage. It may lower your credit score by several points, depending on your current score and credit history. However, the impact may be less severe than a foreclosure.
Im applying for financial aid for my house payment. will it effect my credit score