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What else can I help you with?
What does a convertible term insurance policy work?
A convertible term insurance policy works by allowing you to amend the coverage period in return for a change in the premium payable. This is highly useful to businesses with ever changing amounts of stock or who wish to add new premises to their insurance policies
How do life insurance companies make money?
Life insurance companies charge a premium to everyone who they provide insurance for based on the amount of coverage and the health of the buyer. The higher the amount of the worse the health, the higher the premium. These companies assume that only a few people out of the larger group will ever collect at one time, and therefore make money on all of the other people who do not ever collect.
Was madoff covered by sipc?
Current news reports indicate that no trades were ever made by Madoff's advisory company using any investors' funds. Therefore, the brokerage industry was not involved in this theft. SIPC is only available to the brokerage industry which pays premiums for such coverage. Accordingly, no brokerages were involved,no premiums were paid, and no SIPC coverage is available. This is merely A confidence scheme and has no insurance coverage than one would have on A common theft unless the victim had indepently purchased coverage.
How can you find suwannee life insurance company?
There is no insurance company by that name or by any name that is similar that begins with "su". Contact your state insurance regulator and ask if there was ever an insurance company by that name registered in your state.
What is credit life insurance?
Joint credit life insurance is money paid to you or your spouse if either of your are ever arrested on drug charges.
Do you need extra coverage for your daughter who lives with her mother?
If she ever stays with you or drives your vehicles you need to let your insurance company know about her so that you have coverage.
Husband has accident with my car and he's on the insurance exclusion list?
When ever a driver is excluded on a policy, the insurance company will not pay out on any claims when that person is driving. Hes excluded, he has absolutely no coverage with your insurance. If he has his own policy with a different company, he will be covered. So in general when a driver is excluded, their is no insurance coverage. Its like he was driving without insurance.
Does Broad Form Insurance cover a financed vehicle?
Broad Form auto coverage is as close as you can get to having no coverage at all. You cannot add physical damage coverage to your policy so you cannot buy this is you have a car financed. The coverage is for the named insured only and every other human on the planet is excluded. If anyone else drives there is no coverage. This is not anything that I as an insurance agent could ever recommend to someone.
Can an insurance company cancel policy for late payment after a claim is filed?
You bet. See, it works like this ... you pay for a service (insurance coverage) ... as long as you keep paying on time, you have coverage. One thing you don't want to ever do is make a late payment while a claim is being handled ... the insurance company thinks you are no longer interested in having them provide insurance coverage, and cancels your policy. Some insurance companies automatically cancel anybody for filing an accident claim.
Using a Loan Insurance Calculators?
If you ever considered taking out life insurance and were not sure about how much coverage you can afford, then consider using a loan insurance calculator. Using a loan insurance calculator allows you to pick the coverage you need, pick the duration of the term, type in some information about yourself and more. Then the loan calculator, depending on which company it is, will estimate what your monthly payments will be. In many cases, it will also serve as a baseline that an insurance agent will use to work with you on the more exact coverage you want.
If your car is vandalized who pays for the damage?
The vandal if the can be found and sued. Otherwise your insurance if you have full coverage. You will pay a deductible and recover the deductible if the vandal is ever found and successfully sued by your insurance carrier.
If I drive my vehicle delivering pizzas and have a wreck does my insurance company have to pay if it was my fault and you have full coverage?
Usually whom ever is at fault for the accident their insurance has to pay. If you are at fault your insurance has to pay and the pizza business would pick up the rest.
What are the possible benefits of government run health insurance?
Government run insurance would mean that everybody would have insurance coverage. It would be affordable for the people who do not have the means to carry health insurance. It also would mean that no American can ever be turned away for medical treatment, because they do not have insurance.
What does a mortgage declaration page look like?
its a paper stating all of the coverage that you have for your insurance policy. if you ever need a declaration page you can call your insurance company to obtain one. they should give it to you free of charge.
What is PIP car insurance in Pennsylvania?
PIP is Personal Injury Protection. It pays for your medical bills if you are ever injured in an accident. In Pennsylvania, it is mandatory you have PIP coverage.
Possible to get car dealer insurance with bad driving record I have 4 speeding tickets on my record. None are too serious and a lot of Car dealer insurance companies are denying coverage?
You need to call An insurance Agent that specializes in High Risk Auto Insurance to find coverage. An Auto Dealer is the worst and most expensive place you can ever buy insurance. You should never buy your auto insurance from a car dealer or a bank teller, They are not licensed, trained or experienced in the placement of Insurance Risks.
How much medical payment home insurance coverage is right?
The right amount would be Zero,It doesn't make much sense to pay extra for medical coverage on a home insurance policy when that's already covered under your medical insurance policy.Ever heard of Double-coverge? It's illegal to get paid for the same loss twice anyway.Adding Medical coverage on a home insurance policy is generally what we refer to as "Beefing up" a policy. There is almost a zero chance that it would ever be used due to double coverage limitations, but it can entice some less savvy people to purchase the policy.
