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It is illegal to sell authorized user credit card accounts. This practice is considered fraud and can result in serious legal consequences. It is important to only use credit cards that are in your name and to avoid engaging in any activities that involve selling or buying authorized user accounts.
What else can I help you with?
How many cosigners you can have on a credit CARD?
None, cause credit card companies are getting away from co-signers and joint accounts and having authorized shoppers instead. By having only authorized shoppers the full responsibility of the credit card is the Primary card holder.
As an authorized user on a credit card, am I able to apply for my own credit card?
Yes, as an authorized user on a credit card, you can typically apply for your own credit card. Being an authorized user does not prevent you from applying for and obtaining your own credit card.
Can you add someone to your credit card account?
Yes, you can add someone to your credit card account as an authorized user. This allows them to make purchases using the card, but they are not legally responsible for paying the bill.
If you have a credit card only in your name will it affect or show on your husbands credit report?
No, only the owner and authorized users of the credit card will be reported on the credit card company to the credit agencies. If your husband is an authorized user on the credit card then it will show up on his credit report.
Can an authorized user on a credit card become the sole account holder?
No, credit card accounts are not transferrable. It might be possible for the person to become a joint account holder, but that would depend upon the card issuer's lending policy.
Is Vickiann m kalbfleisch an authorized user on any credit card accounts?
hell no
How many cosigners you can have on a credit CARD?
None, cause credit card companies are getting away from co-signers and joint accounts and having authorized shoppers instead. By having only authorized shoppers the full responsibility of the credit card is the Primary card holder.
As an authorized user on a credit card, am I able to apply for my own credit card?
Yes, as an authorized user on a credit card, you can typically apply for your own credit card. Being an authorized user does not prevent you from applying for and obtaining your own credit card.
Can you add someone to your credit card account?
Yes, you can add someone to your credit card account as an authorized user. This allows them to make purchases using the card, but they are not legally responsible for paying the bill.
What can you do if a credit card on which you were an authorized user is showing up as a charge off on your credit report?
Authorized users are not legally responsible for debt. Contact the crediting bureau and despute the item (explaining the circumstances.) They have to remove it!
Can the credit card company take you to court if you were only an authorized user on the card and the actual card owner since filed for chapter 7?
No. AU's are not legally responsible for the debt.
Can a credit card company report bad credit on an authorized user's credit report after the death of the primary card holder?
if you are an authorized user on the card then you are responsible for the card too. so yes they can
If you have a credit card only in your name will it affect or show on your husbands credit report?
No, only the owner and authorized users of the credit card will be reported on the credit card company to the credit agencies. If your husband is an authorized user on the credit card then it will show up on his credit report.
Can an authorized user on a credit card become the sole account holder?
No, credit card accounts are not transferrable. It might be possible for the person to become a joint account holder, but that would depend upon the card issuer's lending policy.
Will a credit card company remove your name from an account if you and your husband are separating and splitting the credit card debt and he is the primary card holder on both cards?
If you are a joint holder, no. You signed a contract that was legally binding. If you're an authorized user, then you can be removed. In fact, you don't legally even have to pay the debt.
What is an authorized user on a credit card and how does it impact the primary cardholder's credit score?
An authorized user on a credit card is someone who is allowed to use the card but is not responsible for paying the bill. The primary cardholder's credit score can be impacted by the authorized user's credit behavior, both positively and negatively, depending on how the card is managed.
How does an authorized user obtain a credit card?
An authorized user can obtain a credit card by being added to someone else's credit card account. The primary cardholder can request an additional card for the authorized user, who can then use the card to make purchases. The authorized user is not responsible for paying the bill, as the primary cardholder is responsible for all charges.
