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To effectively build credit in the US, someone can start by getting a credit card and using it responsibly by making on-time payments and keeping their credit utilization low. They can also consider taking out a small loan or becoming an authorized user on someone else's credit card. Regularly checking their credit report and score can help them track their progress and identify areas for improvement.
What else can I help you with?
Can I transfer Canadian Credit score to US?
No. Credit scoring companies in different companies, even if under the same name, do not share credit information from country-to-country due to information privacy laws. You will need to build credit from scratch if moving to the US, however, your Canadian bank can help by providing a reference letter.
Do banks ask for proof of US citizenship for a mortgage applicant loan assuming non-FHA non-VA?
If you have a good credit score in the US there are some banks or mortgage compaines that don't require US citizenship. However it would be hard to have a good credit score in the US without citizenship as generally you need a social security number to apply for things like credit cards that build credit.
How can one watch his score at the Federal Credit Union?
Someone can watch their score at the Federal Credit Union by visiting the Federal Credit Union website and ordering a copy of their latest credit score. In addition, the Federal Credit Union website has a contact us page where individuals can call the Federal Credit Union to discuss their credit score.
How can a Canadian get a US credit card?
You cannot get a credit card in the US with US credit card companies unless you have a social security number. Since Canadian residents don't have US social security numbers, they do not have access to US credit companies credit cards.
Does bad credit score in the US effect the credit score in Canada?
Technically, no. The Canadian credit bureau does not share information with the US credit bureaus. However, a Canadian creditor can certainly check with a US credit bureau to check your credit history.
How can you start building a credit history when you are not a US citizen and reside overseas?
If you are NOT a US citizen it is very difficult to start an account with any lenders. The only way to build credit initially is to have someone add you as a user, cosign a loan or apply for a secured card using your money as the limit. These methods require a SSN.
Can I transfer Canadian Credit score to US?
No. Credit scoring companies in different companies, even if under the same name, do not share credit information from country-to-country due to information privacy laws. You will need to build credit from scratch if moving to the US, however, your Canadian bank can help by providing a reference letter.
Do banks ask for proof of US citizenship for a mortgage applicant loan assuming non-FHA non-VA?
If you have a good credit score in the US there are some banks or mortgage compaines that don't require US citizenship. However it would be hard to have a good credit score in the US without citizenship as generally you need a social security number to apply for things like credit cards that build credit.
How does someone from US send money to someone in Australia?
By cheque, Money order, direct bank deposit, if they have the facility, by credit card or debit card.
What is legal age for credit card in US?
You must be at least 18 years of age to apply for credit in the US. However, you must have a co-signer and/or proof of adequate income. To independently get a credit card you must be 21.
How can one watch his score at the Federal Credit Union?
Someone can watch their score at the Federal Credit Union by visiting the Federal Credit Union website and ordering a copy of their latest credit score. In addition, the Federal Credit Union website has a contact us page where individuals can call the Federal Credit Union to discuss their credit score.
How can a Canadian get a US credit card?
You cannot get a credit card in the US with US credit card companies unless you have a social security number. Since Canadian residents don't have US social security numbers, they do not have access to US credit companies credit cards.
Does bad credit score in the US effect the credit score in Canada?
Technically, no. The Canadian credit bureau does not share information with the US credit bureaus. However, a Canadian creditor can certainly check with a US credit bureau to check your credit history.
Why won't build a bear ville let us say love?
Maybe its because if you say it to someone else its unacceptable!
If I am 14 years old can you apply for a credit card in the US?
A credit card requires a contract. Contracts can not be executed with a minor (someone under 18). So you would need a parent or guardian to be a co-applicant or guarantor if you want a credit card.
How many credit unions are there in the US?
There were 7,094 credit unions in the US as of 12/31/11.
Does bad Canadian credit affect US credit?
They are completely seperate, though a US credit bureau can be pulled from Canada and vise versa.
