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To start a credit history in the USA, a person can apply for a secured credit card, become an authorized user on someone else's credit card, or take out a credit-builder loan. Making timely payments and keeping credit utilization low can help build a positive credit history.

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AnswerBot

5mo ago

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Can you transfer your Canadian credit history to the US or will you have to start building it all over?

Nope. You will considered as if you were born today. No credit history in the USA? No credit given to you. It will take at least 5 years to establish your USA credit record, step by step. Jim Bunting. Toronto.


Where can one find Business Credit USA online?

Someone interested in finding Business Credit USA online online can start by checking into Visa and Capital one online to locate their credit scores for themselves.


Is it possible to open a credit account if you're in the USA on a tourist visa and if so which bank is available for this process?

As far as I am aware you are unable to obtain a credit card on a tourist visa.It is very hard to obtain credit if you are a new immigrant so I am sure that what you are asking is immpossible (especially in the USA) you will have no bank account or residential history. I am sure someone will be able to clarify further


Can your history fair project be about someone from a country besides USA?

a history fair that sounds stupid


Where can someone get cash loan whit no credit check?

Someone can get a cash loan with no credit check from a number of companies. Such a loan can be acquired from 'Liquid Loans', 'CashNet USA' and 'PayDay Loans'.


Will your bad hong kong credit history follow you to Canada?

No, when you apply for credit here, merchants/lenders only do a canadian bureau and can possibly do a USA bureau. So if you are a new immigrant to canada, make sure you apply for credit only if you need it and handle it well.


When was USA Federal Credit Union created?

USA Federal Credit Union was created in 1953.


You are a second credit card holder your cousin issued you credit card because you are new in the USA does this give you points or build your credit history the card with your name and your signature?

Not anymore. This year marks the beginning of a new policy for FICO scores regarding authorized users. It will no longer add positive entries to your credit report.


What do you do with your credit card debt if you are leaving USA permanently?

As far as I know it depends which country you are going. Most probably NOTHING! If you owe less than 10K, nothing in the long term. Your credit history, however, will be affected badly.


Is a credit score of 489 good?

If this is your FICO Score, then NO. FICO scores range from 300-850, the average score in the USA being 687. If your score is 489, it may be time to get proactive and start repairing your credit.


Can I use a UK credit card to make purchases in the USA with a UK credit card billing address and a USA zip code?

Yes, you can use a UK credit card to make purchases in the USA with a UK credit card billing address and a USA zip code.


How can I get a loan in the USA?

To get a loan in the USA, you typically need to have a good credit score, stable income, and a solid financial history. You can apply for a loan through banks, credit unions, or online lenders by submitting an application and providing necessary documentation. The lender will review your application and creditworthiness to determine if you qualify for a loan.