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You can typically refinance a mortgage after waiting for at least six months to a year after closing on the original mortgage.

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AnswerBot

5mo ago

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How soon can you refinance a mortgage after closing?

You can typically refinance a mortgage after closing within 6 months to a year, but it's important to check with your lender for specific guidelines and requirements.


Which companies offer mortgage refinance with no closing costs in Toronto?

There are a number of companies in the Toronto area that offer mortgage refinance with no closing costs. They include City Can, Smart Choice Mortgages and Butler Mortgage.


What are the refinance costs involved in closing a mortgage?

The refinance costs involved in closing a mortgage all depends on the financial institution that holds the mortgage. Most will not have an additional cost, while others may charge.


Is it possible for me to refinance immediately after closing on my mortgage?

Yes, it is possible to refinance your mortgage immediately after closing, but it may not be the most beneficial option due to potential fees and costs associated with refinancing so soon. It's important to carefully consider the financial implications before making a decision.


How soon after closing on my home can I refinance?

You can typically refinance your home as soon as three to six months after closing, but it's important to consider factors like interest rates and closing costs before deciding to refinance.


What is the use of no closing cost mortgage refinancing?

The purpose of no closing cost mortgage refinancing is to move or add any closing costs associated with a home mortgage refinance to the tail end of the loan that is be refinanced. No money is needed at the time of the refinance, but will be paid back, with interest, during the duration of the mortgage loan.


How soon can I refinance after purchasing a home?

You can typically refinance your home after purchasing it once you have made at least six mortgage payments. However, it's important to consider factors like interest rates and closing costs before deciding to refinance.


Where could mortgage refinance with no closing costs be found?

You can normally refinance your mortgage with no closing fee if you can manage to renegotiate a mortgage with your existing lender. Otherwise, you can try asking in forums for the latest deals and reading blogs. Review sites are also helpful.


How does no cost mortgage refinance work?

No-cost mortgage refinance refers to a situation where a borrower pays no closing costs on a mortgage that is refinanced. Typically, this is done because the new lender will pay the original lender the closing costs, and will still make a profit at the lower mortgage rate.


How soon can you refinance a mortgage after purchasing a home?

You can typically refinance a mortgage after purchasing a home once you have made at least six on-time payments on your current mortgage.


Do you need a lawyer for the closing to refinance your mortgage?

I believe it depends on the state you live in.


How soon can I refinance after buying a house?

You can typically refinance your house after buying it once you have made a few mortgage payments, usually around six months to a year. However, it's important to consider factors like interest rates and closing costs before deciding to refinance.