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12y ago

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How do credit card companies determine their APRs?

apex. prime rate + credit history


How does your credit history impact the credit cards available to you and the APR you may receive?

Your credit history affects the credit cards you can get and the APR you might receive. A good credit history can lead to more card options and lower APRs, while a poor credit history may limit your choices and result in higher APRs.


Is it difficult to get a 0% APR credit card?

There are many credit cards that offer 0% APRs. You should be aware that these are introductory rates, or only apply to certain purchases, so you have to be careful.


Credit card to purchase a cashiers check?

The only way I know of to do this is to get a cash advance on your credit card as cashier's checks must be purchased with cash. Be aware that the APR on cash advances is higher than regular purchase APRs.


Best credit card for poor credit?

If the assumption for "best" is "least expensive, then Vanquis and Aqua have two cards that have APRs under thrity per cent, however these will only be available for those with less severe credit problems: if your score is very low then you may only be accepted for their standard card offerings which are closer to forty percent.


Can you do Multiple balance transfers on same credit card?

No only cassanova CAN


Is it illegal to have different addresses for multiple credit cards?

Yes, if you move you have to change the address for a credit card.


How many people have used a Wireless Credit Card Machine?

Multiple businesses use wireless credit card machines to conduct business. So thousands of people who are customers at these places have used a wireless credit card machine.


Where can someone apply for a credit card online?

Web browsers seeking to apply for a credit card can do so with multiple sites. These include the major card providers MasterCard, Visa, American Express, and Discover as well as Credit Cards and Capital One.


What kind of credit card is guaranteed approval?

There are multiple credit cards that offer you a guaranteed approval. The most popular are the First Progress Mastercard, the Capital One Mastercard and the Visa Credit Card by Open Sky.


How high is a credit card?

The limit of the credit card issued by your bank is determined on the basis of your financial standing,credit worthiness. So, it varies from person to person. persons having multiple credit cards, have a spending tenacity whereas the debit card holders are tied by their account balances.


What does it mean when a credit card is declined?

There are multiple reasons why a credit card could be declined. The most common reason is that there were insufficient funds available on the card. Other reasons could be that the store doesn't accept that card, or that there is an alert placed on the card for that type of store.