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What else can I help you with?
What is slippages in banking term?
Slippage ratio: Fresh accretion of NPAs during the year/Total standard assets at the beginning of the year)*100
How do you reduce non performing loan?
The ways to reduce non-performing loans sometimes change depending on the state of the economy. As of mid-2014, it is suggested that you should restructure your credit to reduce them.
How can I reduce my mortgage payments?
You can reduce your mortgage payments by refinancing your loan to get a lower interest rate, extending the loan term, making extra payments to reduce the principal, or negotiating with your lender for a modification.
Why was the WIB established?
to reduce conflict
How do you reduce debt?
By paying it off.
How do you measure NPA?
Non-performing assets (NPAs) are typically measured as a percentage of the total assets held by a financial institution. This ratio is calculated by dividing the total value of NPAs by the total value of assets. The higher the NPA ratio, the greater the risk exposure for the institution.
What is slippages in banking term?
Slippage ratio: Fresh accretion of NPAs during the year/Total standard assets at the beginning of the year)*100
Is industrial unit covered under sarfaesi act?
The Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002, allows banks and financial institutions to auction properties (both residential and COMMERCIAL) when borrowers fail to repay their loans. It enables banks to reduce their non-performing assets (NPAs) by adopting measures for recovery or reconstruction.
What special problems does business lending present to the management of a bank?
The major prblems are market volatility, interest rate, regulatory changes, govt. policy, large scale NPAs.
How do you calculate provision coverage ratio?
The provision coverage ratio is calculated by dividing the total provisions for bad debts by the total non-performing assets (NPAs). The formula is: Provision Coverage Ratio = (Total Provisions / Total NPAs) x 100. This ratio indicates the extent to which a bank's provisions cover its bad loans, reflecting its ability to absorb potential losses. A higher ratio suggests better financial health and risk management.
What is the prudential norms of the banks?
Prudential norms relate to income recognition,asset classification,provisioning of NPAs and capital adequacy ratios( capital to risk weighted asset ratio, CRAR)
Difference between gross npa and net npa?
GROSS NPA; ALL BANK ADVANCES CATEGORISED AS SUB-STANDARD, DOUBTFUL AND LOSS ASSETS NET NPA: Gross NPAs minus Provisions made on them as per the standards laid down.
What type of lubricant for an npa?
Water-based lubricants are commonly used with nasal pharyngeal airways (NPAs) as they are safe and compatible with medical devices. Silicone-based lubricants should be avoided as they can degrade the material of the NPA. Always use a lubricant that is specifically recommended for medical devices.
What can blister agents do to rubber glove?
Reduce the protection time provided by the gloves
What is another name for reduce?
Reduce in size; reduce physically. Make smaller.
What does deenhance mean?
To reduce To reduce
Did taxes increase or reduce?
Reduce
