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There's no universal marker that says you automatically get or don't get a credit card. A higher score just means you're more likely to get a card, loan, or financing. Generally as long as you're over 620 you can find someone willing to give you a card. I would recommend trying for a bank card they're usually a bit more giving although I'd recommend Citi highly and gas cards are also usually pretty easy to get. If all else fails you can get a prepaid card and build up over time to it and eventually get a regular card after a few months or so.

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14y ago

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