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An FHA loan would require that any outstanding collection accounts, judgment[s] and charge-offs be paid off in full before closhing your loan but not necessarily before approving your loan. The lender will look mostly at the last two years of your credit history.

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20y ago

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How can I remove a car loan from my credit report?

To remove a car loan from your credit report, you can start by contacting the credit bureaus and providing documentation that the loan has been paid off or closed. You can also reach out to the lender to ensure they report the updated information to the credit bureaus. It may take some time for the loan to be removed from your report, so be patient and monitor your credit report regularly.


Is the closed auto loan showing on my credit report?

To find out if the closed auto loan is showing on your credit report, you can request a copy of your credit report from one of the major credit bureaus - Equifax, Experian, or TransUnion. The closed auto loan should be listed under the accounts section of your credit report.


Why is my car loan not showing on my credit report?

Your car loan may not be showing on your credit report because the lender may not have reported the loan to the credit bureaus yet. It's important to check with your lender to ensure they are reporting your loan information accurately to the credit bureaus.


Why is my car loan not showing up on my credit report?

Your car loan may not be showing up on your credit report if the lender has not reported the loan to the credit bureaus yet. It's important to check with your lender to ensure they are reporting your loan information accurately to the credit bureaus.


Does cosigning a loan go on your credit report if the loan is in good standing?

Your cosigner's credit report should also reflect the loan. In this case, it should show as paid on time as agreed.

Related Questions

How can I remove a car loan from my credit report?

To remove a car loan from your credit report, you can start by contacting the credit bureaus and providing documentation that the loan has been paid off or closed. You can also reach out to the lender to ensure they report the updated information to the credit bureaus. It may take some time for the loan to be removed from your report, so be patient and monitor your credit report regularly.


Is the closed auto loan showing on my credit report?

To find out if the closed auto loan is showing on your credit report, you can request a copy of your credit report from one of the major credit bureaus - Equifax, Experian, or TransUnion. The closed auto loan should be listed under the accounts section of your credit report.


How do you provide additional information about a charge off?

All of the credit reporting bureaus allow you to dispute transaction lines found in the credit report. For actions like chargeoffs, the dispute is really adding a note to the file that one will hope a creditor will read when considering you for credit. You will need to know very specific information concerning the chargeoff (including the account, the amount, when the chargeoff occurred, etc.) and your statement will need to represent why the chargeoff should not be considered when applying for credit.


Why is my car loan not showing on my credit report?

Your car loan may not be showing on your credit report because the lender may not have reported the loan to the credit bureaus yet. It's important to check with your lender to ensure they are reporting your loan information accurately to the credit bureaus.


Why is my car loan not showing up on my credit report?

Your car loan may not be showing up on your credit report if the lender has not reported the loan to the credit bureaus yet. It's important to check with your lender to ensure they are reporting your loan information accurately to the credit bureaus.


Does cosigning a loan go on your credit report if the loan is in good standing?

Your cosigner's credit report should also reflect the loan. In this case, it should show as paid on time as agreed.


Does and outstanding credit card loan that hasn't been paid ruin your chance of co signing for a car loan?

If you have a bad credit report from a loan in default a lender wouldn't want your guaranty that the primary borrower's loan will be paid by you if they default.If you have a bad credit report from a loan in default a lender wouldn't want your guaranty that the primary borrower's loan will be paid by you if they default.If you have a bad credit report from a loan in default a lender wouldn't want your guaranty that the primary borrower's loan will be paid by you if they default.If you have a bad credit report from a loan in default a lender wouldn't want your guaranty that the primary borrower's loan will be paid by you if they default.


Why isn't my car loan showing up on my credit report?

Your car loan may not be showing up on your credit report because the lender may not be reporting the loan to the credit bureaus. It's important to check with your lender to ensure that they are reporting your loan information accurately to the credit bureaus.


Is it correct for the loan amount of a foreclosed property to appear on a credit report?

what ever the balance was at the time of foreclosure will report on your credit report


Why is my auto loan not showing on my credit report?

Your auto loan may not be showing on your credit report because the lender has not reported it to the credit bureaus yet. It's important to contact the lender to ensure they are reporting your loan information accurately.


Is loan from 403b reported on credit report?

yes


If you signed for a car loan for a friend does all theyre bad credit come on the co signers credit report?

No, but if she defaults on the loan then you will have to pay the amount due or suffer the consequences on your credit report.