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How can you get a loan with bad credit and no job and no house to refinance to pay off bills and student loans?
Here is advice: * You can't. You must at least have a job. They can get around credit and debt. * I would refinance student loans first. If they are federal, ask for a deferment due to unemployment. Federal student loans have lower interest rates than any unsecured loan someone will give you in your situation. Call bill companies and try to work out a payment plan, let them know you are in a difficult financial situation. I doubt you can find a loan. Try to get a job, save up a few paystubs, and then go to one of those Cash Advance Places where you write them a check and they cash it later. Their interest rates are high though. They will report positive information to the credit bureaus if you pay them on time. And as soon as you pay them off, they�ll let you finance another one the same day. This may help with some quick cash to keep up utilities, but interest rates can be 20% or more on what you borrow. It can also help your credit. Can you put your car title up as collateral with a finance company? They may have better rates. Good Luck. But all is not lost, there are still ways to get bad credit personal loans and get yourself back on track, please see related links for details
What else can I help you with?
Is it better to short sale a house or refinance to get credit in good standing?
It's better to refinance. A short sale will reflect negatively on your credit record.It's better to refinance. A short sale will reflect negatively on your credit record.It's better to refinance. A short sale will reflect negatively on your credit record.It's better to refinance. A short sale will reflect negatively on your credit record.
When can I refinance my house after purchase?
You can typically refinance your house after purchase once you have owned it for at least six months. However, it's important to consider factors like your credit score, equity in the home, and current interest rates before deciding to refinance.
Can you get a refinance loan with a credit score of 400 if your house is in foreclosure?
Your house is in forclosure, this means you do not pay your mortgage. Unlikely a bank would take such a risk!
How to refinance a house effectively and efficiently?
To refinance a house effectively and efficiently, start by comparing rates from multiple lenders, gathering necessary documents, and improving your credit score if needed. Choose a reputable lender, submit your application promptly, and stay organized throughout the process to ensure a smooth and successful refinance.
What are the steps to refinance a house?
The steps to refinance a house typically involve: 1. Checking your credit score and financial situation. 2. Researching and comparing lenders. 3. Applying for a refinance loan. 4. Providing necessary documentation. 5. Getting an appraisal of your home. 6. Closing on the new loan.
Is it better to short sale a house or refinance to get credit in good standing?
It's better to refinance. A short sale will reflect negatively on your credit record.It's better to refinance. A short sale will reflect negatively on your credit record.It's better to refinance. A short sale will reflect negatively on your credit record.It's better to refinance. A short sale will reflect negatively on your credit record.
When can I refinance my house after purchase?
You can typically refinance your house after purchase once you have owned it for at least six months. However, it's important to consider factors like your credit score, equity in the home, and current interest rates before deciding to refinance.
Can you get a refinance loan with a credit score of 400 if your house is in foreclosure?
Your house is in forclosure, this means you do not pay your mortgage. Unlikely a bank would take such a risk!
If you have thousands of dollars in student loans and credit cards and hospital bills should you try to get a loan?
Sure, why not have one payment with a less interest rate? Maybe refiance your house at the same time.
How to refinance a house effectively and efficiently?
To refinance a house effectively and efficiently, start by comparing rates from multiple lenders, gathering necessary documents, and improving your credit score if needed. Choose a reputable lender, submit your application promptly, and stay organized throughout the process to ensure a smooth and successful refinance.
What are the steps to refinance a house?
The steps to refinance a house typically involve: 1. Checking your credit score and financial situation. 2. Researching and comparing lenders. 3. Applying for a refinance loan. 4. Providing necessary documentation. 5. Getting an appraisal of your home. 6. Closing on the new loan.
What if you do not pay house bills?
File for bankruptsy or see a credit help agency.
When can I refinance after buying a house?
You can typically refinance your mortgage after buying a house once you have made a few months of on-time payments, built up some equity in the home, and have a good credit score. It's best to check with your lender for specific requirements.
Can your house be taken from you in Wa state for unpaid medical or credit card bills?
probably
What do you have to do to refinance your mortgage?
You have to go to the bank that has the loan on your house. They will have you fill out a bunch of paperwork. After that they will refinance your house.
Our son is going to college and we want to refinance our house, where can we go to get a triple credit report?
You can get credit reports from all three major credit bureaus from www.annualcreditreport.com. It is free once per year. Otherwise you will have to pay.
Is it easier for a person with poor credit to refinance their house with the help of a cosigner who has excellent credit?
It can be easier if you use their credit by putting them on title on the home and use there credit, however they will be responsible for the loan and be on title as at least a part owner. If you use another persons credit to do a refinance, the other person must in most title states be put on title and will be responible for the loan even if you both sign which you would have to do.
